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USAA is one of the best renters insurance companies in Alaska with the highest J.D. Power score (893) among the carriers surveyed. Although, USAA only offers services to military members and their families.

Renters Insurance typically covers personal property and liability protection. When it comes to choosing the best renters insurance company, basis the type of renters insurance required, there are a few factors that you should keep in mind that may help you make an informed decision. Keep on reading this guide to know more about the best renters insurance in Alaska.

KEY TAKEAWAYS
  • The average annual premium for renters insurance in Alaska is $195, this means Alaska residents pay an average of $16 for renters insurance monthly.
  • Country Mutual is the cheapest insurance company that offers insurance policies to renters in Alaska at about $117 a year.

Best renters insurance companies in Alaska

When it comes to choosing the best renters insurance company in Alaska, you want to make sure that you are comparing apples to apples. Our experts at Insurance.com have compared quotes, coverage options and J.D Power score from all the major insurers in Alaska. Below is the list of best renters insurance companies in Alaska:

  • USAA
  • State Farm
  • Allstate

Compare best renters insurance companies in Alaska

When you are looking for the most affordable renters insurance policy in Alaska, it is best to get quotes from different providers before you choose one. Price plays an important role, but Alaska residents should also consider the insurance company's customer service and overall rating before deciding on the one that fits their renters' insurance coverage needs.

Compare the best Alaska renters insurance companies using their J.D Power scores and average rates.

CompanyJ.D. Power scoreAverage annual rate
USAA893$343
State Farm866$237
Allstate833$144

How much is renters insurance in Alaska

The average annual premium for renters insurance in Alaska is $195, this means Alaska residents pay an average of $16 for renters insurance monthly. These prices are for Alaska renters who buy liability coverage of $100,000, personal property coverage of $40,000, and a deductible of $1,000.

Average annual premiumAverage monthly premium
$195$16

10 Most expensive zip codes in Alaska for renters insurance

If you're a renter in Alaska, protecting your household contents and finances with renters insurance is a necessity. The premiums you pay for renters insurance will be determined by many factors including your zip code.

A standard renters insurance policy protects your property from theft and vandalism or any malicious mischief. Some areas have higher rates for renters insurance than others as crime rates and the incidence of claims in your area affect how much you pay for your policy. It's important to get quotes from several renters insurance providers before making any decision.

We have gathered quotes from major insurers across all the zip codes and found that the most expensive zip code in Alaska for renters insurance is 99501, its average cost is $208 a year.

Find below the list of the 10 most expensive zip codes in Alaska along with their average annual renters' insurance premium costs.

ZIP codeAverage annual rate
99501$208
99540$206
99550$205
99505$204
99519$200
99545$199
99742$197
99704$188
99701$186
99702$184

10 Least expensive zip codes in Alaska for renters insurance

Alaska renters insurance rate is the least expensive for the zip code 99689, its average annual rate is $179, based on Insurance.com's rate analysis.

Below is a list of the ten least expensive ZIP codes in Alaska along with their average renters insurance rates.

ZIP codeAverage annual rate
99689$179
99820$181
99801$182
99702$184
99701$186
99704$188
99742$197
99545$199
99519$200
99505$204

Cheap renters insurance in Alaska by carrier

Renters insurance coverage is designed to protect a renter's personal possessions against damage or theft. When finding cheap renters insurance in Alaska, it is easy to get overwhelmed with the many options available. But don't worry we have got you covered, we have compared renters insurance costs from major insurance providers in Alaska and prepared a list of cheap renters insurance companies.

Among the carriers surveyed, Country Mutual is the cheapest insurance company that offers insurance policies to renters in Alaska at about $117 a year, on average. Find the below renters insurance rates of other cheapest renters insurance companies in Alaska.

Company nameAverage annual premium
Country Mutual$117
Allstate$122
Umialik$161
State Farm$224
Safeco$226
USAA$321

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