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Renters insurance is an affordable way to protect your rented home or apartment from theft and damage. People often find themselves in a dilemma when it comes to choosing the best renters insurance. 

To help you find the most affordable renters insurance company, we have prepared this guide for you. We have gathered quotes from major renters insurance providers across Arkansas and compared the carriers based on several rating factors. Keep on reading this resource to get all the details you will need to choose the best renters insurance in Arkansas.

KEY TAKEAWAYS
  • Arkansas residents pay an average of $410 a year for a standard renters insurance policy, and the average monthly cost is $34.
  • The least expensive zip code for renters insurance in Arkansas is 72701, and its average annual rate is $336.

Best renters insurance companies in Arkansas

When it comes to choosing the best renters insurance company in Arkansas, you want to make sure that you are comparing apples to apples. Our experts at Insurance.com have compared quotes, coverage options and J.D Power score from all the major insurers in Arkansas. Below is the list of best renters insurance companies in Arkansas:

  • USAA
  • State Farm
  • Nationwide
  • Travelers

Compare best renters insurance companies in Arkansas

Comparing quotes from multiple insurance carriers is one of the best ways to make sure you will get your money's worth. There can be big differences in price between different renters insurance providers, so it pays to shop around. Make sure you buy the insurance policy from a company that offers affordable renters insurance and provides consistent customer service.

To make your task easy, we have compared the carriers for Arkansas residents based on their average rate and rating from J.D. Power. Among the carriers surveyed, USAA is our top pick for the best renters insurance company in Arkansas. It has earned 893 scores out of 1000 from J.D Power and provides renters insurance at about $307 annually.  Although, USAA only offers services to military members and their families. If not eligible for USAA, the next best option is State Farm which has earned 866 scores from J.D. Power.

Find below the average cost and rating of other renters insurance companies in Arkansas.

CompanyJ.D. Power scoreAverage annual rate
USAA893$307
State Farm866$396
Nationwide834$398
Travelers815$375

How much is renters insurance in Arkansas

Arkansas residents pay an average of $410 a year for a standard renters insurance policy, and the average monthly cost is $34. That’s the state average cost for a policy with recommended coverage levels of $40,000 for personal property coverage, liability coverage of $100,000, and a deductible of $1,000.

It's important to know that the price of your renters insurance policy will likely not be the same as a neighbor who lives near you. This is because it depends on factors specific for each person; the property you want to insure, extra coverage options you add, and the deductible amount you choose.

Average annual premiumAverage monthly premium
$410$34

10 Most expensive zip codes in Arkansas for renters insurance

A number of factors affect your renters insurance coverage cost in Arkansas including your location and the coverage you buy. The most expensive zip code in Arkansas for renters insurance is 72310, its average annual rate is $462.

The following table lists the 10 most expensive zip codes in Arkansas for renters insurance. We have  prepared this list by analyzing quotes from major insurance companies across all the zip codes.

ZIP codeAverage annual rate
72310$462
72313$461
72331$458
72311$457
72320$456
72029$455
72069$454
72325$453
72021$452
72326$451

10 Least expensive zip codes in Arkansas for renters insurance

Renters insurance rates in Arkansas vary based on coverage amount, the renter’s credit history, and where they live. Based on a rate analysis by Insurance.com, the least expensive zip code for renters insurance in Arkansas is 72701, and its average annual rate is $336.

Find below the list of least expensive zip codes for renters insurance along with their average annual rate.

ZIP codeAverage annual rate
72701$336
72714$337
72703$338
72734$339
72730$340
72735$344
72733$346
72616$347
72638$350
72537$361

Cheap renters insurance in Arkansas by carrier

When it comes to shopping for a renters insurance policy, there are a number of options available. Among the carriers surveyed by Insurance.com, USAA is the cheapest renters insurance company in Arkansas, its average annual premium is $252. Although, USAA only offers services to military members and their families.

When you're shopping for renters insurance, know that prices can vary drastically between companies. That's why it is important to compare the renters insurance premium and see which company offers the best deal in order to get coverage at an affordable price.

Below is a list of the best cheap renters insurance companies in Arkansas and their average annual premium.

Company nameAverage annual premium
USAA$252
Farm Bureau$256
Garrison$275
Shelter$307
Travelers$352
Foremost$378
State Farm$384
Nationwide$391
Allstate$518
Safeco$625
Farmers$693

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