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USAA is one of the best renters insurance companies in Connecticut with the highest J.D. Power score (893) among the carriers surveyed. But it offers its services only to military members, veterans and their families.

If not eligible for renters insurance from USAA, State Farm can be your best bet. It has received 866 scores out of 1000 from J.D. Power.

Renters insurance provides coverage for personal property and liability protection. When it comes to choosing the best renters insurance company, there are a few factors that you should keep in mind that may help you make an informed decision. Keep on reading this guide to know more about the best renters insurance in Connecticut.

Best renters insurance companies in Connecticut

When it comes to choosing the best renters insurance company in Connecticut, you want to make sure that you are comparing apples to apples. Our experts at Insurance.com have compared quotes, coverage options and J.D Power score from all the major insurers in Connecticut. Below is the list of best renters insurance companies in Connecticut:

  • USAA
  • State Farm
  • Allstate
  • Liberty Mutual
  • Travelers

Compare best renters insurance companies in Connecticut

When you are looking for the most affordable renters insurance policy in Connecticut, it is best to get quotes from different providers before you choose one. Price plays an important role, but Connecticut residents should also consider the insurance company's customer service and overall rating before deciding on the one that fits their needs.

Compare the best Connecticut renters insurance companies using their J.D Power score and average rate. 

CompanyJ.D. Power scoreAverage annual rate
USAA893$226
State Farm866$293
Allstate833$196
Liberty Mutual823$631
Travelers815$436

How much is renters insurance in Connecticut

The average annual premium for renters insurance in Connecticut is $334, this means Connecticut residents pay an average of $28 for renters insurance monthly. These prices are for Connecticut renters who buy liability coverage of $100,000, personal property coverage of $40,000, and a deductible of $1,000. 

Average annual premiumAverage monthly premium
$334$28

10 Most expensive zip codes in Connecticut for renters insurance

If you're a renter in Connecticut, protecting your household contents and finances with renters insurance is a necessity. The premiums you pay for renters insurance will be determined by many factors including your zip code. 

Some areas have higher rates for renters insurance than others as crime rates and the incidence of claims in your area affect how much you pay for your policy. It's important to get quotes from several renters insurance providers before making any decision. 

We have gathered quotes from major insurers across all the zip codes and found that the most expensive zip code in Connecticut for renters insurance is 6829, its average cost is $405 a year

Find below the list of the 10 most expensive zip codes in Connecticut along with their average annual renters insurance premium cost

ZIP codeAverage annual rate
6829$405
6876$400
6491$398
6404$394
6838$393
6160$392
6487$391
6444$390
6414$385
6350$381

10 Least expensive zip codes in Connecticut for renters insurance

Connecticut renters insurance rate is the least expensive for the zip code 6754, its average annual rate is $284, based on Insurance.com's rate analysis. 

Below is a list of the ten least expensive ZIP codes in Connecticut along with their average renters insurance rate. 

ZIP codeAverage annual rate
6754$284
6021$285
6750$286
6069$287
6039$288
6024$289
6031$290
6785$291
6018$292
6058$293

Cheap renters insurance in Connecticut by carrier

Renters insurance is designed to protect a renter's personal possessions against damage or theft. When finding cheap renters insurance in Connecticut by carrier, it is easy to get overwhelmed with the many options available. But don't worry we have got you covered, we’ve compared renters insurance costs from major insurance providers in Connecticut and prepared a list of cheap renters insurance companies. 

Among the carriers surveyed, Allstate is the cheapest insurance company that offers insurance policies to renters in Connecticut at about $156 a year, on average. Find below renters insurance cost of other major insurance carriers in Connecticut.

Company nameAverage annual premium
Allstate$156
USAA$190
Amica$215
State Farm$287
Homesite$334
Travelers$382
Truck Ins Exch$472
Liberty$580
Safeco$584