USAA is the best renters insurance company in Indiana based on the J.D. Power score. It has earned 893 scores out of 1000 from J.D. Power, the highest among the carriers surveyed. However, it offers services only to military members, veterans, and their families.
If not USAA, you can consider purchasing renters insurance from State Farm, it offers policies at affordable rates and provides excellent customer service to Indiana residents. Besides, it has earned 866 scores from J.D. Power.
Renters Insurance provides coverage for personal property and liability protection. When it comes to choosing the best renters insurance company, there are a few factors that you should keep in mind that may help you make an informed decision. Keep on reading this guide to know more about the best renters insurance in Indiana.
- The average annual premium for renters insurance in Indiana is $306, this means Indiana residents pay an average of $25 for renters insurance monthly.
- Depositors Insurance is the cheapest insurance company in Indiana that offers renters insurance policies at $160 a year
- Best renters insurance companies in Indiana
- Compare best renters insurance companies in Indiana
- How much is renters insurance in Indiana
- 10 Most expensive zip codes in Indiana for renters insurance
- 10 Least expensive zip codes in Indiana for renters insurance
- Cheap renters insurance in Indiana by carrier
Best renters insurance companies in Indiana
When it comes to choosing the best renters insurance company in Indiana, you want to make sure that you are comparing apples to apples. Our experts at Insurance.com have compared quotes, coverage options and J.D Power score from all the major insurers in Indiana. Below is the list of best renters insurance companies in Indiana:
- USAA
- State Farm
- American Family
- Nationwide
- Allstate
Compare best renters insurance companies in Indiana
When you are looking for the most affordable renters insurance policy in Indiana, it is best to get quotes from different providers before you choose one. Price plays an important role, but Indiana residents should also consider the insurance company's customer service and overall rating before deciding on the one that fits their needs.
Compare the best Indiana renters insurance companies using their J.D Power scores and average rates.
| Company | J.D. Power score | Average annual rate |
|---|---|---|
| USAA | 893 | $262 |
| State Farm | 866 | $219 |
| American Family | 838 | $319 |
| Nationwide | 834 | $237 |
| Allstate | 833 | $448 |
| Travelers | 815 | $381 |
How much is renters insurance in Indiana
The average annual premium for renters insurance in Indiana is $306, this means Indiana residents pay an average of $25 for renters insurance monthly. These prices are for Indiana renters who buy liability coverage of $100,000, personal property coverage of $40,000, and a deductible of $1,000.
| Average annual premium | Average monthly premium |
|---|---|
| $306 | $25 |
10 Most expensive zip codes in Indiana for renters insurance
If you're a renter in Indiana, protecting your household contents and finances with renters insurance is a necessity. The premiums you pay for renters insurance will be determined by many factors including your zip code.
Some areas have higher rates for renters insurance than others as crime rates and the incidence of claims in your area affect how much you pay for your policy. It's important to get quotes from several renters insurance providers before making any decision.
We have gathered quotes from major insurers across all the zip codes and found that the most expensive zip code in Indiana for renters insurance is 46402, its average cost is $387 a year.
Find below the list of the 10 most expensive zip codes in Indiana along with their average annual renters insurance premium costs.
| ZIP code | Average annual rate |
|---|---|
| 46402 | $387 |
| 46404 | $380 |
| 46403 | $378 |
| 46312 | $375 |
| 46407 | $374 |
| 46408 | $370 |
| 46201 | $367 |
| 46205 | $365 |
| 46208 | $364 |
| 46202 | $363 |
10 Least expensive zip codes in Indiana for renters insurance
Indiana renters insurance rate is the least expensive for the zip code 46741, its average annual rate is $281, based on Insurance.com's rate analysis.
Below is a list of the ten least expensive ZIP codes in Indiana along with their average renters insurance rates.
| ZIP code | Average annual rate |
|---|---|
| 46741 | $281 |
| 46845 | $282 |
| 46068 | $283 |
| 46076 | $284 |
| 46803 | $285 |
| 46039 | $286 |
| 46392 | $287 |
| 46748 | $288 |
| 46710 | $289 |
| 46702 | $290 |
Cheap renters insurance in Indiana by carrier
Renters insurance is designed to protect a renter's personal possessions against damage or theft. When finding cheap renters insurance in Indiana by carrier, it is easy to be overwhelmed with the many options available. But don't worry we have got you covered, we have compared renters insurance costs from major insurance providers in Indiana and prepared a list of cheap renters insurance companies.
Among the carriers surveyed, Depositors Insurance is the cheapest insurance company that offers renters insurance policies at $160 a year, on an average to renters in Indiana. Find below renters insurance rates of other cheapest renters insurance companies in Indiana.
| Company name | Average annual premium |
|---|---|
| Depositors Insurance | $160 |
| State Farm | $211 |
| Garrison | $218 |
| USAA | $222 |
| Nationwide | $225 |
| American Family | $302 |
| Travelers | $338 |
| Travco | $346 |
| Farmers | $355 |
| United Farm Family | $400 |
| Property Owners | $587 |
