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Renters insurance is an affordable way to protect your rented home or apartment from theft and damage. People often find themselves in a dilemma when it comes to choosing the best renters insurance. 

To help you find the most affordable renters insurance company, we have prepared this guide for you. We have gathered quotes from major renters insurance providers across Oklahoma and compared the carriers based on several rating factors. Keep on reading this resource to get all the details you will need to choose the best renters insurance in Oklahoma.

Best renters insurance companies in Oklahoma

When it comes to choosing the best renters insurance company in Oklahoma, you want to make sure that you are comparing apples to apples. Our experts at have compared quotes, coverage options and J.D Power score from all the major insurers in Oklahoma. Below is the list of best renters insurance companies in Oklahoma:

  • USAA
  • State Farm
  • Allstate
  • Liberty Mutual
  • Travelers

Compare best renters insurance companies in Oklahoma

Comparing quotes from multiple insurance carriers is one of the ways to make sure you will get your money's worth. There can be big differences in price between different renters insurance providers, so it pays to shop around. Make sure you buy the insurance policy from a company that offers affordable renters insurance and provides consistent customer service.

To make your task easy, we have compared the carriers for Oklahoma residents based on their average rate and rating from J.D. Power. Among the carriers surveyed, USAA tops the list of the best renters insurance companies in Oklahoma. It has earned 893 scores out of 1000 from J.D Power and provides renters insurance at about $304 a year.  

Find below the average cost and rating of other renters insurance companies in Oklahoma.

CompanyJ.D. Power scoreAverage annual rate
State Farm866$358
Liberty Mutual823$1,612

How much is renters insurance in Oklahoma

Oklahoma residents pay an average of $543 a year for a standard renters insurance policy, and the average monthly cost is $45. That’s the state average cost for a policy with recommended coverage levels of $40,000 for personal property coverage, liability coverage of $100,000, and a deductible of $1,000.

It's important to know that the price of your renters insurance policy will likely not be the same as a neighbor who lives near you. This is because it depends on factors specific for each person; the property you want to insure, extra coverage options you add, and the deductible amount you choose.

Average annual premiumAverage monthly premium

10 Most expensive zip codes in Oklahoma for renters insurance

A number of factors affect your renters insurance coverage cost in Oklahoma including your location and the coverage you buy. The most expensive zip code in Oklahoma for renters insurance is 73162, its average annual rate is $605.

The following table lists the 10 most expensive zip codes in Oklahoma for renters insurance. We have prepared this list by analyzing quotes from major insurance companies across all the zip codes.

ZIP codeAverage annual rate

10 Least expensive zip codes in Oklahoma for renters insurance

Renters insurance rates in Oklahoma vary based on coverage amount, the renter’s credit history, and where they live. Based on a rate analysis by, the least expensive zip code for renters insurance in Oklahoma is 74011, and its average annual rate is $518.

Find below the list of least expensive zip codes for renters insurance along with their average annual rate.

ZIP codeAverage annual rate

Cheap renters insurance in Oklahoma by carrier

When it comes to shopping for a renters insurance policy, there are a number of options available, and it will be easy for you to find renters insurance quotes. Among the carriers surveyed by, Garrison is the cheapest renters insurance company in Oklahoma, its average annual premium is $252.

When you're shopping for renters insurance, know that prices can vary drastically between companies. That's why it is important to compare rates and see which company offers the best deal in order to get coverage at an affordable price.

Below is a list of the best cheap renters insurance companies in Oklahoma and their average annual premium.

Company nameAverage annual premium
State Farm$348