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When you rent a house or apartment, your property owner typically has insurance to cover the structure. But what happens if someone trips and falls into your apartment? The landlord's policy will not cover that. You need renters insurance for those claims.

Renters insurance can help protect your property from unexpected damage by providing you with low-cost coverage. There are many renters insurance companies in Wyoming, but not all of them are worth your time.

We’ve compared the best renters insurance companies based on their average premium cost and customer service rating to make your job easier.

Best renters insurance companies in Wyoming

When it comes to choosing the best renters insurance company in Wyoming, you want to make sure that you are comparing apples to apples. Our experts at Insurance.com have compared quotes, coverage options and J.D Power score from all the major insurers in Wyoming. Below is the list of best renters insurance companies in Wyoming:

  • USAA
  • State Farm

Compare best renters insurance companies in Wyoming

USAA is our top pick for the best renters insurance company in Wyoming. Its average rate for Wyoming residents is $249 and earned the highest J.D. Power score (893) among the carriers surveyed.

Apart from USAA, you can get Wyoming renters insurance from State Farm. It also provides the most affordable renters insurance policy and receives 866 scores out of 1000 from J.D. power.

There are a lot of different options for renters insurance in Wyoming. How do you know which one is the best for you? Compare the average rate and J.D. Power score of the insurance providers mentioned below to find the best-suited renters insurance company for your rented home or apartment.

CompanyJ.D. Power scoreAverage annual rate
USAA893$249
State Farm866$153

How much is renters insurance in Wyoming

The average annual renters insurance premium in Wyoming is $165 or $14 a month. The recommended coverage level for renters insurance coverage is $100,000 for liability coverage, $40,000 of personal property coverage, with a $1,000 deductible, based on a rate analysis by Insurance.com.

Although prices differ depending on your location within the state, coverage limits, and value of your belongings. Make sure you compare price quotes from all the major insurance companies to get a standard renters insurance policy.

Average annual premiumAverage monthly premium
$165$14

Most expensive zip codes in Wyoming for renters insurance

The cost of renters insurance required in Wyoming may vary depending on where you live. There are certain areas that are more prone to theft and higher crime rates that lead to costly renters insurance premiums. The most expensive zip code for renters insurance in Wyoming is 83001, its average annual rate is $172.

Below is a list of the 10 most expensive zip codes in Wyoming for renters insurance.

ZIP codeAverage annual rate
83001$172
82001$171
82201$170
82601$167
82212$166
82801$165
82410$164
82051$163
82224$162

Least expensive zip codes in Wyoming for renters insurance

We have gathered quotes from major insurance carriers across all the zip codes and found that the least expensive zip code for renters insurance is 82224, its average rate is $162 annually.

Here are the least expensive zip codes for renters insurance in Wyoming.

ZIP codeAverage annual rate
82224$162
82051$163
82410$164
82801$165
82212$166
82601$167
82201$170
82001$171
83001$172

Cheap renters insurance in Wyoming by carrier

Based on Insurance.com's rate analysis, State Farm has the cheapest renters insurance rates in Wyoming that provides renters insurance at an average of $131 a year.

There are many carriers in Wyoming that offer cheap renters insurance policies. Some of the best deals can be found by shopping around and comparing rates. The table below shows some of the cheapest and best renters insurance providers in the state.

Company nameAverage annual premium
State Farm$131
Amco$137
USAA$227