Call our licensed agents toll free 844.855.0163
Go To Top
Why you should trust is dedicated to informing, educating, and empowering you to make confident insurance decisions. Our content is carefully reviewed by insurance experts, and we rely on a data-driven approach to create unbiased, accurate insurance recommendations. maintains editorial integrity through strict independence from insurance companies.

The average cost of renters insurance in Wisconsin is $148 a year, according to a rate analysis by There are a lot of things to consider when looking for the best renters insurance in Wisconsin. Price is always a consideration, but it's not the only thing you should take into account when deciding on a renters insurance company. You should compare the policies offered by different companies on the basis of the average rate, coverage options, and customer service.

We have put together this guide to help you make the right decision. In this guide, you will find the best and cheap renters insurance companies for Wisconsin renters. Besides, you can compare the companies based on their average rate and ratings. Keep on reading this resource to find the best renters insurance company in Wisconsin for your specific needs and budget.

Key takeaways

  • Wisconsin residents pay an average of $148 annually for standard renters insurance policy.
  • 54226 is the least expensive ZIP code in Wisconsin with an average annual rate of $138 per year.
  • In Wisconsin, West Bend Mutual offers the cheapest renters insurance at $79 annually.
  • Nationwide is the best renters insurance company based on the research, with a J.D.Power score of 859 out of 1,000.

Best renters insurance companies in Wisconsin

When it comes to choosing the best renters insurance company in Wisconsin, you want to make sure that you are comparing apples to apples. Our experts at have compared quotes, coverage options and J.D Power score from all the major insurers in Wisconsin. Below is the list of best renters insurance companies in Wisconsin:

CompanyAverage rating(out of 5)
State Farm3

Compare best renters insurance companies in Wisconsin

Nationwide tops the list of best renters insurance companies in Wisconsin with 859 J.D. Power scores, the highest among the carriers surveyed. Its average rate for Wisconsin residents is $171 annually --- $80 less than the national average ($251).

Apart from Nationwide, you can get a renters insurance policy from companies like State Farm & Allstate. If you want an affordable renters insurance policy, compare these insurance providers on the basis of their J.D. Power score and average rates that are mentioned in the table below.

CompanyJ.D. Power ScoreAverage Annual PremiumAM Best Ratings
State Farm836$151A++

How much is renters insurance in Wisconsin

The average renters insurance policy in Wisconsin costs around $148 per year or $12 a month. However, premiums may vary significantly depending on a number of factors, including your coverage limits, the amount of your deductible, and the type of property you want to insure.

Renters insurance policies in Wisconsin typically provide two types of coverage: personal property coverage and liability coverage. Personal property coverage helps protect your belongings in case they're damaged or stolen, while liability coverage provides protection if someone is injured, or their property is damaged as a result of an accident that occurred at your home.

Average Annual PremiumAverage Monthly Premium

10 Most expensive zip codes in Wisconsin for renters insurance

Renters insurance is a necessary purchase for anyone who rents a home or apartment, but the cost of coverage may vary depending on the zip code. Some zip codes in Wisconsin are more expensive than others when it comes to renters insurance premiums. The most expensive zip code for renters insurance in Wisconsin is 53233 and its average annual rate for Wisconsin renters is $190.

The 10 most expensive zip codes for renters insurance in the state are listed below.

ZIP codeAverage Annual Rate

10 Least expensive zip codes in Wisconsin for renters insurance

The least expensive zip code for renters insurance in Wisconsin is 54226, its average annual cost is $138. Below are the 10 least expensive zip codes in Wisconsin for renters insurance premiums are listed below. These areas may typically have lower property values or fewer risks associated with renting, which results in lower premiums for renters insurance coverage.

ZIP codeAverage Annual Rate

Cheap renters insurance in Wisconsin by carrier

When it comes to renters insurance, it’s important to shop around and compare rates to make sure you’re getting the best deal possible. Each of these carriers typically offers competitive rates for renters insurance coverage in Wisconsin. Based on's rate analysis, West Bend Mutual is the cheapest renters insurance provider. It offers a standard renters insurance policy at an average of $79 annually.

Find below the list of cheapest renters insurance companies in Wisconsin along with their average annual premium.

Company NameAverage Annual Premium
Secura Insurance$134
Acuity A Mutual Ins Co$144
State Farm$151
American Family$163
Wisconsin Mutual$168
West Bend Mutual$79

Methodology compared renters insurance rates in 2022 provided by Quadrant Data Solutions for $40,000 personal property coverage with a $1000 deductible and $100,000 liability coverage for all available ZIP codes. ZIP codes were ranked based on the average rates for personal property coverage of $40,000, liability coverage of $100,000, and a $1,000 deductible and included good credit ratings. Content was updated in 2023.

See How Much You Can Save
See How Much You Can Save
Please enter valid zip

You may also like to explore