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The average cost for renters insurance in Wisconsin is $252 a year, according to a rate analysis by There are a lot of things to consider when looking for the best renters insurance in Wisconsin. Price is always a consideration, but it's not the only thing you should take into account when deciding on a renters insurance company. You should compare the policies offered by different companies on the basis of the average rate, coverage options, and customer service.

We have put together this guide to help you make the right decision. In this guide, you will find the best and cheap renters insurance companies for Wisconsin renters. Besides, you can compare the companies based on their average rate and ratings. Keep on reading this resource to find the best renters insurance company in Wisconsin for your specific needs and budget.

Best renters insurance companies in Wisconsin

When it comes to choosing the best renters insurance company in Wisconsin, you want to make sure that you are comparing apples to apples. Our experts at have compared quotes, coverage options and J.D Power score from all the major insurers in Wisconsin. Below is the list of best renters insurance companies in Wisconsin:

  • State Farm
  • American Family
  • Allstate
  • Farmers
  • Liberty Mutual

Compare best renters insurance companies in Wisconsin

State Farm tops the list of best renters insurance companies in Wisconsin with 866 J.D. Power scores, the highest among the carriers surveyed. Its average rate for Wisconsin residents is $182 annually--- $144 less than the national average ($326).

Apart from State Farm, you can get a renters insurance policy from other top renters insurance companies like American Family, Allstate, Farmers, Liberty Mutual, and Travelers. If you want an affordable renters insurance policy, compare these top renters insurance providers on the basis of their J.D. Power score and average rates that are mentioned in the table below.

CompanyJ.D. Power scoreAverage annual rate
State Farm866$182
American Family838$193
Liberty Mutual823$720

How much is renters insurance in Wisconsin

The average renters insurance policy in Wisconsin costs around $252 per year or $21 a month. However, premiums can vary significantly depending on a number of factors, including your coverage limits, the amount of your deductible, and the type of property you're renting.

Renters insurance policies in Wisconsin typically provide two types of coverage: personal property coverage and liability coverage. Personal property coverage helps protect your belongings in case they're damaged or stolen, while liability coverage provides protection if someone is injured, or their property is damaged as a result of an accident that occurred at your home.

Average annual premiumAverage monthly premium

10 Most expensive zip codes in Wisconsin for renters insurance

Renters insurance is a necessary purchase for anyone who rents a home or apartment, but the cost of coverage can vary depending on the zip code. Some zip codes in Wisconsin are more expensive than others when it comes to renters insurance premiums.The most expensive zip code for renters insurance in Wisconsin is 53208 and its average annual rate for Wisconsin renters is $321.

The 10 most expensive zip codes for renters insurance in the state are listed below.

ZIP codeAverage annual rate

10 Least expensive zip codes in Wisconsin for renters insurance

The least expensive zip code for renters insurance in Wisconsin is 54901, its average annual cost is $233.Below are the 10 least expensive zip codes in Wisconsin for renters insurance premiums are listed below.

These areas may typically have lower property values or fewer risks associated with renting, which results in lower premiums for renters insurance coverage.

ZIP codeAverage annual rate

Cheap renters insurance in Wisconsin by carrier

When it comes to renters insurance, it’s important to shop around and compare rates to make sure you’re getting the best deal possible. Each of these carriers typically offers competitive rates for renters insurance coverage in Wisconsin. Based on's rate analysis, West Bend Mutual Insurance is the cheapest renters insurance provider in Wisconsin. It offers a standard renters insurance policy at an average of $98 annually.

Find below the list of cheap renters insurance companies in Wisconsin along with their average annual premium.

Company nameAverage annual premium
West Bend Mutual Insurance$98
State Farm$174
American Family$186
Auto Owners$261