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If you rent a home or apartment, then it is important that you have the right renters insurance to protect your personal property and its contents. Renters insurance covers damage caused by smoke or fire, vandalism, theft, a windstorm, and other disasters.

Renters insurance costs an average of $227 a year for New Hampshire residents. However, rates vary based on the zip code, property you want to insure, coverage you choose among other factors.

If you are in search of the best renters insurance in New Hampshire, then this guide is for you. We have compared major insurance carriers and their average annual premiums for New Hampshire residents. Read on to know more about the insurance companies that have the best renters insurance policies, insurers that provide cheap renters insurance costs, and the least and most expensive zip codes for renters insurance in New Hampshire.

Best renters insurance companies in New Hampshire

When it comes to choosing the best renters insurance company in New Hampshire, you want to make sure that you are comparing apples to apples. Our experts at Insurance.com have compared quotes, coverage options and J.D Power score from all the major insurers in New Hampshire. Below is the list of best renters insurance companies New Hampshire

  • USAA
  • State Farm
  • Nationwide
  • Allstate
  • Farmers

Compare best renters insurance companies in New Hampshire

USAA is out top pick for the best renters insurance companies in New Hampshire with the highest J.D. Power score (893). However, USAA only offers insurance coverage to military members, veterans, and their family members. If you don't qualify for renters insurance coverage from USAA, you can consider buying a policy from State Farm. It has earned 866 scores out of 1000 from J.D Power.

You may want to take a look at what each plan offers, and which providers offer excellent customer service. The most important thing is to compare quotes from all the options available before making a final decision.

Find below the list of best renters insurance providers and their average annual renters insurance rates.

CompanyJ.D. Power scoreAverage annual rate
USAA893$192
State Farm866$232
Nationwide834$228
Allstate833$197
Farmers831$247
Liberty Mutual823$575
Travelers815$191

How much is renters insurance in New Hampshire

The average annual premium for renters insurance in New Hampshire is $227 or $19 a month. However, this amount may vary by location and the amount of coverage you choose.

Based on an analysis by Insurance.com, the recommended coverage level for renters insurance is $40,000 for personal property, with a $1,000 deductible and $100,000 of liability protection.

Average annual premiumAverage monthly premium
$227$19

10 Most expensive zip codes in New Hampshire for renters insurance

If you are a renter in New Hampshire, it's important to know that your renters insurance premium may vary depending on the zip code you live in. The most expensive zip code for renters insurance in New Hampshire is 3870, its average rate is $243 annually.

Here are the 10 most expensive zip codes in New Hampshire for renters insurance-

ZIP codeAverage annual rate
3870$243
3862$242
3844$240
3842$239
3032$238
3037$237
3261$236
3815$234
3103$233
3043$232

10 Least expensive zip codes in New Hampshire for renters insurance

Insurance companies take into account several factors including your zip code when deciding on premium for your standard renters insurance policy. The least expensive zip code for renters insurance in New Hampshire is 3601, its average annual rate is $222.

We have gathered price quotes from major insurance companies across all the zip codes and prepared a list of the 10 least expensive zip codes in New Hampshire for renters insurance.

ZIP codeAverage annual rate
3601$222
3227$223
3217$224
3106$225
3046$226
3064$227
3063$228
3031$230
3033$231
3043$232

Cheap renters insurance in New Hampshire by carrier

One of the best ways to save money on renters insurance is to get quotes from several different companies to find out which company offers the cheapest New Hampshire renters insurance. Among the carriers surveyed, USAA is the cheapest renters insurance company in New Hampshire, its average annual premium is $150. But it only offers its services to military members, veterans and their families.

Find below the list of cheap renters insurance companies in New Hampshire and their average annual premium.

Company nameAverage annual premium
USAA$150
Amica$154
Concord$157
Allstate$168
Travelers$170
Travco$173
Garrison$181
Nationwide$203
Farmers$224
State Farm$224
Safeco$239
Liberty$457

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