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If you rent a home or apartment, then it is important that you have the right renters insurance to protect your personal property and its contents. Renters insurance covers damage caused by smoke or fire, vandalism, theft, a windstorm, and other natural disasters.

Renters insurance costs an average of $391 a year for Kansas residents. Although rates vary based on the zip code, property you want to insure, coverage you choose, among other factors.

If you are in search of the best renters insurance in Kansas, then this guide is for you. We have compared major insurance carriers and their average annual premiums for Kansas residents. Read on to know more about the insurers that provide cheap renters insurance costs, and the least and most expensive zip codes for renters insurance in Kansas.

Best renters insurance companies in Kansas

When it comes to choosing the best renters insurance company in Kansas, you want to make sure that you are comparing apples to apples. Our experts at Insurance.com have compared quotes, coverage options and J.D Power score from all the major insurers in Kansas. Below is the list of best renters insurance companies in Kansas:

  • State Farm
  • American Family
  • Nationwide
  • Allstate
  • Farmers

Compare best renters insurance companies in Kansas

State Farm is our top pick for the best renters insurance company in Kansas with the highest J.D. Power score (866), its average insurance rate is $235 a year. You may want to take a look at what each plan offers, and which providers offer excellent customer service. The most important thing is to compare quotes from all the options available before making a final decision.

Find below the list of best renters insurance providers and their average annual renters insurance rate.

CompanyJ.D. Power scoreAverage annual rate
State Farm866$235
American Family838$308
Nationwide834$179
Allstate833$301
Farmers831$584
Liberty Mutual823$931
Travelers815$334

How much is renters insurance in Kansas

The average annual premium for renters insurance in Kansas is $391 or $33 a month. However, this amount may vary by location and the amount of coverage you choose.

Based on an analysis by Insurance.com, the recommended coverage level for renters insurance is $40,000 for personal property coverage, with a $1,000 deductible and $100,000 of liability protection.

Average annual premiumAverage monthly premium
$391$33

10 Most expensive zip codes in Kansas for renters insurance

If you are a renter in Kansas, it's important to know that your renters insurance premium may vary depending on the zip code you live in. The most expensive zip code for renters insurance in Kansas is 66102, its average rate is $412 annually.

Here are the 10 most expensive zip codes in Kansas for renters insurance-

ZIP codeAverage annual rate
66102$412
66103$411
66101$410
66104$409
67202$408
66603$407
67207$406
66621$405
66612$404
66112$403

10 Least expensive zip codes in Kansas for renters insurance

Insurance companies take into account several factors including your zip code when deciding premiums for your standard renters insurance policy. The least expensive zip code for renters insurance in Kansas is 67436, its average annual rate is $382.

We have gathered price quotes from major insurance companies across all the zip codes and prepared a list of the 10 least expensive zip codes in Kansas for renters insurance.

ZIP codeAverage annual rate
67436$382
66933$383
66438$384
66047$385
66021$386
66018$387
66043$388
66046$389
66007$390
66015$391

Cheap renters insurance in Kansas by carrier

One of the best ways to save money on renters insurance is to get quotes from several different companies to find out which companies offers the cheapest renters insurance. Among the carriers surveyed, Allstate is the cheapest renters insurance company in Kansas, its average annual premium is $162.

Find below the list of best cheap renters insurance companies in Kansas and their average annual premium.

Company nameAverage annual premium
Allstate$162
Nationwide$168
Allied$219
State Farm$224
Farm Bureau$285
American Family$292
Travelers$294
Safeco$358
Farmers$505
Liberty$710