Best renters insurance in Delaware

If you rent a home or apartment, then it is important that you have the right renters insurance to protect your personal property and its contents. Renters insurance covers damage caused by smoke or fire, vandalism, theft, a windstorm, and other disasters.

Renters insurance costs an average of $371 a year for Delaware residents. It's $47 more than the national average ($326). However, rates vary based on the zip code, property you want to insure, coverage you choose, among other factors.

If you are in search of the best and most affordable renters insurance in Delaware, then this guide is for you. We have compared major insurance carriers and their average annual premiums for Delaware residents.

Read on to know more about the insurance companies that have the best renters insurance policies, insurers that provide cheap renters insurance costs, and the least and most expensive zip codes for renters insurance in Delaware.

Best renters insurance companies in Delaware

When it comes to choosing the best renters insurance company in Delaware, you want to make sure that you are comparing apples to apples. Our experts at Insurance.com have compared quotes, coverage options and J.D Power score from all the major insurers in Delaware. Below is the list of best renters insurance companies in Delaware:

• State Farm
• Nationwide
• Allstate
• Liberty Mutual
• Travelers

Compare best renters insurance companies in Delaware

State Farm is the best renters insurance company in Delaware based on the J.D. power score. It has earned 866 scores out of 1000 from J.D. power, highest among the carriers surveyed.

Apart from State Farm, companies like Nationwide, Allstate, Liberty Mutual and Travelers are on the list of best renters insurance companies.

You may want to take a look at what each carrier offers, and which providers offer excellent customer service. The most important thing is to compare quotes from all the options available before making the final decision. 

Find below the list of best renters insurance providers and their J.D. power score and average annual insurance rates.

How much is renters insurance in Delaware

The average renters insurance premium in Delaware is $371 annually or $31 a month. However, this amount may vary by location and the amount of coverage you choose.

Based on an analysis by Insurance.com, the recommended coverage level for renters insurance is $40,000 for personal property coverage, with a $1,000 deductible and $100,000 of liability coverage. 

10 Most expensive zip codes in Delaware for renters insurance

If you are a renter in Delaware, it's important to know that your renters insurance premium may vary depending on the zip code you live in. The most expensive zip code for renters insurance in Delaware is 19930, its average rate is $394 annually.

Here are the 10 most expensive zip codes in Delaware for renters insurance-

10 Least expensive zip codes in Delaware for renters insurance

Insurance companies take into account several factors including your zip code when deciding premiums for your standard renters insurance policy. The least expensive zip code for renters insurance in Delaware is 19701, its average annual rate is $360. 

We have gathered price quotes from major insurance companies across all the zip codes and prepared a list of the 10 least expensive zip codes in Delaware for renters insurance. 

Cheap renters insurance in Delaware by carrier

One of the best ways to save money on renters insurance is to get quotes from several different companies to find out who offers the cheapest Delaware renters insurance. Among the carriers surveyed, State Farm is the cheapest renters insurance company in Delaware, its average annual premium is $207. 

Find below the list of affordable renters insurance companies in Delaware and their average annual premium.