This is what my house is worth. This is what I have in it. It would seem simple enough, but there are specific things to consider. Maybe you should itemize your grandmother's diamond wedding ring. Or make sure that collectible Elvis painting in the garage is covered,too.
You have the right coverage. Your castle is protected. But it doesn't make sense to hope disaster never happens. Here are some simple ways you can protect your property from Mother Nature - and maybe save a little money along the way.
Lost a diamond earring while touring the Tower of London? Your homeowners insurance will likely cover that. Even though your house is in the Midwest, more than a thousand miles away. Even though you didn't lose it in your house. Amazing, isn't it?
Homeowner insurance protects you for hail damage, which is especially important in several states where wind and hail damage is common.
Home insurance policies have medical payments to others and personal liability insurance that protect you. They help you if a visitor falls at your home and can even help you if you're sued for an accident outside your home. Here's what each covers, their limits and why you need them.
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