Insurance.com Lists Top 10 Most Dangerous Cities for Drivers

By Ryan Staib Posted : 05/12/2010

CLEVELAND - May 12, 2010 - Boston residents are world-renowned for their demolition derby driving style, but what city do Boston drivers consider -"wicked scary-"? Probably Baltimore.

That's right. Baltimore.

The city known for such number ones as the first public library system and first U.S. stage coach route, can now add No. 1 Most Dangerous City for Drivers, according to a new study from insurance.com. It tallies the most claims for everything from fender benders to vandalism and theft.

Baltimore tops the list with 36.5 percent of drivers claiming a prior accident when receiving a car insurance comparison quote from insurance.com. The port city might not surprise many, but there were plenty of stunners in the Top 10, including Erie, Pa., and Des Moines, Iowa.

The safest city to set the car on cruise? Yuma, Ariz. at 17.2 percent. And bigger cities like Los Angeles (26.3 percent) and Chicago (26.1 percent) came in at No. 116 and 122 respectively.

"An accident - even one as small as a fender bender - could affect the cost of your auto insurance premium, so we encourage everyone to drive safely. That means avoiding driver distractions and obeying traffic laws," says Rob Klapper, insurance.com CEO. "On the flip side, if you've had an accident in the past that has recently fallen off your driving record, it could mean big savings. In either case, it's always best to shop and compare rates to make sure you're getting the best coverage at the best price."

Top 10 Most Dangerous Cities for Drivers *:

CityPercentage of Drivers Reporting an Accident
1. Baltimore, Md. 36.5%
2. Johnstown, Pa. 34.5%
3. Portland, Maine 33.4%
4. Des Moines, Iowa 33.2%
5. Erie, Pa. 33.1%
6. Bangor, Maine 32.9%
7. Birmingham, Ala. 32.4%
8. Austin, Texas 32.3%
9. Manchester, N.H. 32.2%
10. Lincoln, Neb. 31.8%

 

For the most accurate data, insurance.com's study chose to review designated market areas that requested 500 quotes or more over a six-month period. The study did not include Alaska, Hawaii, Massachusetts or New York, since the site presently does not offer comparison quotes for those states.

So that means you're not off the hook, Boston.

Top 20 Most Dangerous Cities for Drivers *:

CityPercentage of Drivers Reporting an Accident
1. Baltimore, Md. 36.5%
2. Johnstown, Pa. 34.5%
3. Portland, Maine 33.4%
4. Des Moines, Iowa 33.2%
5. Erie, Pa. 33.1%
6. Bangor, Maine 32.9%
7. Birmingham, Ala. 32.4%
8. Austin, Texas 32.3%
9. Manchester, N.H. 32.2%
10. Lincoln, Neb. 31.8%
11. Hagerstown, Md. 31.6%
12. Rapid City, S.D. 31.3%
13. Richmond, Va. 31.1%
14. Peoria, Ill. 30.8%
15. Burlington, Vt. 30.7%
16. Madison, Wis. 30.6%
17. Pittsburgh, Pa. 30.6%
18. Sioux Falls, S.D. 30.6%
19. Columbus, Ohio 30.6%
20. Omaha, Neb. 30.6%

Top 20 Least Dangerous Cities for Drivers *:

CityPercentage of Drivers Reporting an Accident
1. Yuma, Ariz. 17.2%
2. Flint, Mich. 18.2%
3. Traverse City, Mich. 18.9%
4. Detroit, Mich. 18.9%
5. Grand Rapids, Mich. 20.7%
6. Harlingen, Texas 20.7%
7. Albany, Ga. 20.8%
8. Lansing, Mich. 21.3%
9. Bakersfield, Calif. 21.6%
10. Fresno, Calif. 21.8%
11. Lexington, Ky. 22.0%
12. Missoula, Mont. 22.4%
13. Jackson, Miss. 22.5%
14. Las Vegas, Nev. 22.6%
15. Sherman, Texas 22.8%
16. Corpus Christi, Texas 22.9%
17. Palm Springs, Calif. 23.1%
18. Fort Myers, Fla. 23.3%
19. Jonesboro, Ark. 23.4%
20. Marquette, Mich. 23.5%

 

About Insurance.com

Insurance.com, the premier destination to shop for and buy insurance, is also the leading online independent auto insurance agency in the United States. Innovative technology allows consumers to link directly to the rating systems of more than a dozen top insurance companies that then compete for the consumer's business. Insurance.com empowers consumers to instantly compare rates, make smart decisions, and buy the policy that fits them best. Since 2000, millions of drivers have saved both time and money by shopping for and buying through insurance.com or speaking by phone with its expert, licensed agents. Insurance.com is headquartered in Solon, Ohio.

*The information in this article is based on proprietary insurance.com data. Insurance.com does not guarantee that the information is representative of all national, city and state statistics and has not validated it with any third party insurance providers.

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