-
Talk to an Auto
Insurance agent NOW 1.800.726.4780
very best deals and money-saving tips.
Then we send them right to you.
Thank you!
You are signed up to receive the latest deals, offers and tips!
Step 1. Understand What Factors Affect Your Rates
Become an informed insurance consumer. New Jersey boasts a strong line-up of insurance companies that compete for your business. Each company takes a slightly different approach to pricing auto insurance, but the basic facts - who you are, where you live and what you drive - are used by all insurance companies. Many companies will ask about previous claims and traffic tickets, annual mileage, and even your education and occupation. The limits and deductibles you choose and safety features of your cars will contribute to your final rate.
The Most Expensive States
|
|
1. New Jersey |
Source: Insurance Information Institute
Step 2. Decide How Much to Buy
Choose your coverage with confidence. I f you're already insured, start by comparing rates for the same coverage you have today. If you recently bought a home, but haven't increased your policy limits since you were in college, it's time to think about upping your limits to protect your investment. If you rent an apartment or condo, or simply can't afford as much coverage as you'd like, minimum limits of liability may be enough for now. But don't let your coverage lapse, because you can't pass New Jersey's mandatory vehicle inspection without proof of auto insurance.
New Jersey Seatbelt Facts |
|
92% of NJ drivers buckle up |
Sources: National Highway Traffic Safety Administration, U.S. Department of Transportation; Insurance Institute for Highway Safety, Property Casualty Insurers Association of America
Step 3. Shop Smart and Save
With some of the highest rates in the country in New Jersey, even a 5 to 10 percent savings is worth the time it takes to compare rates. Many insurance companies change their rates every year, so it's a good idea to compare your own annually. Insurance.com provides a quick way to check for new rates from top New Jersey auto insurers, each with a wide range of discounts that could save you hundreds - or even thousands on your insurance bill. In fact, our customers report saving an average of over $500 a year.Get Quotes From These Top New Jersey Companies
Step 4. Learn How Auto Insurance Really Works
We help you navigate your policy, so you can understand your coverage before your buy a new one. Insurance companies will calculate your rate based on the personal information you provide either online or by phone, including your driving record, a credit-based insurance score, and your claims history. To give you an apples-to-apples comparison, we need the details about your cars, your coverage and your drivers.
It's fast, it's free and it's accurate. Once you answer these questions, you get comparison quotes from the NJ companies we represent. Ready to take the first step towards big savings?
Copyright © 1998-2012 by Quinstreet, Inc. All Rights Reserved. Insurance licenses
May the best Quote Win
