-
Talk to an Auto
Insurance agent NOW 1.800.726.4780
very best deals and money-saving tips.
Then we send them right to you.
Thank you!
You are signed up to receive the latest deals, offers and tips!
Who You Are
Your rate is in your hands. Though we can make generalizations, auto insurance is not a one-size-fits-all commodity. Who you are has the biggest impact on the premium you'll pay. Auto insurance companies consider your age, gender, credit history, driving history, marital status and the car you drive when quoting you a rate. Some factors will provide you with a discount, others will increase your rate. That's why it's so important to know how insurance rates work.Where You Live
Big cities? Big rates. Drivers are often surprised by how much less - or more - they pay for auto insurance when they move from state to state. A policy that costs $1,200 in New Jersey might cost $600 in Ohio. But auto insurance rates can fluctuate within a state, as well. Drivers who live in Miami pay an average of $3,031 a year while drivers who live in Winter Haven will pay $2,095 - a $936 difference. The reason? The greater likelihood of accidents and theft in Miami.What You Protect
The minimum is not always enough. Florida law does not require drivers to purchase insurance over the state minimum. But most drivers supplement the minimum with additional auto insurance coverage in order to protect their finances and themselves - especially in the event the other driver is uninsured or underinsured.$517 New Customer Savings: Jun. 2010
Drivers who reported savings after switching car insurance companies at insurance.com last month saved $517 a year. Savings vary by state.
You May Be Paying Too Much
It's a balancing act. Even if you carry more than the Florida state minimum, you might not have the right coverage. You could actually be paying more for coverage you don't need. Or you may find a lower rate if you shop for quotes from multiple companies.
Do an annual policy check-up to make sure you get the best auto insurance coverage and rates possible. The only real way to find out if the premium you're paying is more or less than what other companies offer is to compare quotes and pick the policy that's best for you.
Copyright © 1998-2012 by Quinstreet, Inc. All Rights Reserved. Insurance licenses
May the best Quote Win
