Know what's required and what you need. You might consider the minimum liability coverage required plenty for you. After all, $50,000 sounds like a lot, right. But, these days, that may not be enough. Rising medical costs often result in underinsured motorist claims, when a long-term hospital stay exceeds the minimum limits most drivers buy. Uninsured/Underinsured Coverage is not required in Georgia - but think twice before saying no to this potential financial life saver.
Your own policy covers passengers and generally anyone who drives your car with your permission. Comprehensive and Collision coverages protect your investment in your car. And, buy Gap Coverage for a brand-new car, unless you have guaranteed replacement cost from your insurer.
Drivers who reported savings after switching car insurance companies at insurance.com last month saved $517 a year. Savings vary by state.
It only takes 10 minutes to see what you can save. Even if you buy more than the Georgia state minimum, you might not have the right coverage. And, you could be paying more for coverage you don't need. We suggest you commit to an annual policy check-up to make sure you're getting the best auto insurance rate available.
Ready to see if you should be paying less? Compare quotes online or by phone and pick the policy that's best for you.
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