Posted : 02/17/2010
If you can judge a court case but you can't judge the distance between you and the car in front you, you might be a dangerous driver.
If you're both an expert at the law and an expert at getting stopped by the law, you might be a dangerous driver.
If you're wondering why we're apologizing to comedian Jeff Foxworthy for borrowing his style, it's because judges and lawyers are the most dangerous drivers on the road. And that's pretty funny.
That's according to a recent insurance.com study naming the Top 10 Most Dangerous Drivers by Profession. Findings were based on accident claims as a percentage of quotes.
Per the report, 44 percent of attorneys who received a car insurance comparison quote from insurance.com had previously made an accident claim. (We bet 44 percent of them talked their way out of a ticket, too.)
The least dangerous drivers? Athletes (17 percent) and homemakers (24 percent).
"Professions that demand multi-tasking - being on the phone, moving fast on a tight schedule - are prone to more distractions and, from there, more accidents, "says Sam Belden, insurance.com VP, all joking aside. "On the other hand, though the job of a homemaker demands multi-tasking, young children are along for any car ride. And when children are involved, people tend to take their time and use greater caution." Homemakers and athletes also tend to be off the road during rush hour.
Happen to be one of those folks? Then you'll want to keep in mind that an accident could raise your insurance rate. The chance of a rate increase is more likely based on factors such as accident severity, if you're at fault, the value of your insurance claim, type of violation, and if the accident appears on your motor vehicle (MVR) or comprehensive loss underwriting exchange (CLUE) report.
Also keep in mind that if an accident has recently fallen off your MVR, it's time to shop for insurance. You're likely to get better rates if you shop for new car insurance quotes.
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