Liability: Pays for the property damage and injuries you do to others. Liability will not pay for any damage to your own car. Liability coverage is required in most states.
Collision: Pays for damage to your own car due to a crash, such as hitting another car or a fence. It is an optional coverage.
Comprehensive: Pays for damage to your own car due to non-crash problems, such as vandalism, hitting an animal or an object falling on your car. Comprehensive coverage also pays out for car theft. It is an optional coverage.
Looking for cheap car insurance, but don't know where to get started? Here's a few ways to save big money.
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