Nationwide and Progressive are two of the popular insurance companies in the U.S. Both the insurers have a lot to offer, making it difficult for you to choose between them. However, Nationwide offers the lowest insurance rates compared to Progressive.
To make insurance shopping easy for you we have gathered quotes from both the insurance companies as well as analyzed the carriers based on several rating factors. Find the right insurance policy for you today.
Key takeaways
- The state minimum coverage for Nationwide is $535 per year, and Progressive offers state minimum coverage for $585 annually.
- For customer service, both Nationwide and Progressive earned 3.5 out of 5 stars.
- Nationwide offers coverage such as mobile app, usage-based telematics, new car replacement, and accident forgiveness. While Progressive offers coverages such as vanishing deductible, accident forgiveness, mobile app, and no-drop promise.
- Multi-vehicle, multi-policy, and safe driver are a few discounts Nationwide and Progressive offer.
- Nationwide vs Progressive: Which one is the cheapest?
- Nationwide vs Progressive: Rates by age group
- Nationwide vs Progressive: Rates for high-risk drivers
- Nationwide vs Progressive: Customer service and tech friendly
- Nationwide vs Progressive: Which has better coverage options?
- Nationwide vs Progressive: Which offers better discounts?
Nationwide vs Progressive: Which one is the cheapest?
If price is what’s most important, Nationwide is likely going to be the better choice. Nationwide usually offers lower rates than Progressive. Nationwide offers full coverage insurance for an average of $1,252 per year and Progressive provides full coverage for $1,852 annually.
The cost of state minimum coverage from Nationwide is $535 per year and Progressive offers state minimum coverage for $585 annually. However, it’s still a good idea to get quotes from both companies though to see what’s better for your specific situation.
| Company | Average annual rate for full coverage | Average annual rate for state minimum coverage |
|---|---|---|
| Nationwide | $1,252 | $535 |
| Progressive | $1,852 | $585 |
Nationwide vs Progressive: Rates by age group
Nationwide has the cheapest insurance rates for most age groups. Insurance companies have different rates depending on your age. They use it as an indicator to determine how much risk a drive poses and then price policies accordingly.
Car insurance rates are higher for teenagers as they are considered high risk by insurers. Teens should consider buying insurance from Nationwide, as its rates are lower than Progressive. Nationwide offers insurance for teenagers at an average of $3,911 per year, whereas Progressive provides insurance to teen drivers for $6,238 annually.
| Age (group) | Nationwide | Progressive |
|---|---|---|
| Adults | $1,165 | $1,701 |
| Seniors | $1,125 | $1,677 |
| Teens | $3,911 | $6,238 |
| Young adults | $1,720 | $2,446 |
Nationwide vs Progressive: Rates for high-risk drivers
In our study we found that Nationwide is an affordable insurer for most drivers than Nationwide. Progressive is the cheapest for drivers with a DUI/DWI first offense. Its average annual rate is $2,233 and Nationwide's rates after a DUI/DWI offense is $2,609 per year.
When it comes to finding affordable rates for high-risk drivers, Nationwide and Progressive are two of the best options out there. Although both companies are viable options for high-risk drivers, one may be a better fit for your specific needs. By examining the rates mentioned in the table below, you can make an informed decision about which insurer offers the best rates for your specific situation.
| Profile Value (group) | Nationwide | Progressive |
|---|---|---|
| 1 At-fault property damage accident over $2K | $1,931 | $2,748 |
| 1 At-fault property damage accident under $2K | $1,823 | $2,714 |
| At-fault bodily injury accident | $1,979 | $2,760 |
| Careless driving | $1,738 | $2,455 |
| DUI/DWI first offense | $2,609 | $2,233 |
| Reckless driving | $2,524 | $2,537 |
| Speeding | $2,250 | $2,260 |
Nationwide vs Progressive: Customer service and tech friendly
For customer service, Nationwide earned 3.5 stars out of 5, while Progressive earned 3.5 stars.
Which insurance company provides a better online experience? Both Nationwide and Progressive offer online quotes comparison. Apart from that, they have easy to use mobile apps that allow you to pay bills, view your profile and file insurance claims.
Nationwide vs Progressive: Which has better coverage options?
Every state has different requirements for car insurance, this is because the laws surrounding driving vary from place to place. However, each insurer offers standard coverage such as liability, comprehensive and collision coverage to make sure you're protected if anything goes wrong.
Both Nationwide and Progressive have a wide range of coverage options. Below table shows the different coverages offered by Nationwide and Progressive:
Nationwide vs Progressive: Which offers better discounts?
Insurance companies offer a variety of discounts to help you save money on your car insurance. While they may not seem like much, these dollar amounts add up to trim your insurance costs. Check out what discount options Nationwide and Progressive offer to policyholders, and which carrier fits your needs.
