- Progressive vs American Family: Which one is the cheapest?
- Progressive vs American Family: Rates by age group
- Progressive vs American Family: Rates for high-risk drivers
- Progressive vs American Family: Customer service and tech friendly
- Progressive vs American Family: Which has better coverage options?
- Progressive vs American Family: Which offers better discounts?
Progressive vs American Family: Which one is the cheapest?
If price is what’s most important, American Family is likely going to be the better choice. American Family usually offers lower rates than Progressive. American Family offers full coverage insurance for an average of $1,698 per year and Progressive provides full coverage for $1,998 annually.
The cost of state minimum coverage from Progressive is $549 per year and American Family offers state minimum coverage for $602 annually. However, it’s still a good idea to get quotes from both companies though to see what’s better for your specific situation.
| Company | Average annual rate for full coverage | Average annual rate for state minimum coverage |
|---|---|---|
| Progressive | $1,998 | $549 |
| American Family | $1,698 | $602 |
Progressive vs American Family: Rates by age group
American Family has the cheapest insurance rates for most age groups. Insurance companies have different rates depending on your age. They use it as an indicator to determine how much risk a drive poses and then price policies accordingly.
Car insurance rates are higher for teenagers as they are considered high risk by insurers. Teens should consider buying insurance from American Family, as its rates are lower than Progressive. American Family offers insurance for teenagers at an average of $4,515 per year, whereas Progressive provides insurance to teen drivers for $7,172 annually.
| Age (group) | Progressive | American Family |
|---|---|---|
| Teens | $7,172 | $4,515 |
| Young adults | $3,242 | $2,424 |
| Adults | $2,009 | $1,701 |
| Seniors | $2,000 | $1,813 |
Progressive vs American Family: Rates for high-risk drivers
In our study we found that American Family is an affordable insurer for most drivers than Progressive. American Family is the cheapest for drivers with a DUI/DWI first offense. Its average annual rate is $2,497 and Progressive's rates after a DUI/DWI offense is $2,810 per year.
When it comes to finding affordable rates for high-risk drivers, Progressive and American Family are two of the best options out there. Although both companies are viable options for high-risk drivers, one may be a better fit for your specific needs. By examining the rates mentioned in the table below, you can make an informed decision about which insurer offers the best rates for your specific situation.
| Profile Value (group) | Progressive | American Family |
|---|---|---|
| 1 At-fault property damage accident over $2K | $3,249 | $2,101 |
| 1 At-fault property damage accident under $2K | $3,228 | $2,091 |
| At-fault bodily injury accident | $3,268 | $2,122 |
| Careless driving | $2,968 | $2,173 |
| DUI/DWI first offense | $2,810 | $2,497 |
| Reckless driving | $3,045 | $2,740 |
| Speeding | $2,707 | $2,200 |
Progressive vs American Family: Customer service and tech friendly
For customer service, Progressive earned 3.5 stars out of 5, while American Family earned 3.5 stars.
Which insurance company provides a better online experience? Both Progressive and American Family offer online quotes comparison. Apart from that, they have easy to use mobile apps that allow you to pay bills, view your profile and file insurance claims.
Progressive vs American Family: Which has better coverage options?
Every state has different requirements for car insurance, this is because the laws surrounding driving vary from place to place. However, each insurer offers standard coverage such as liability, comprehensive and collision coverage to make sure you're protected if anything goes wrong.
Both Progressive and American Family have a wide range of coverage options. Below table shows the different coverages offered by Progressive and American Family:
Progressive vs American Family: Which offers better discounts?
Insurance companies offer a variety of discounts to help you save money on your car insurance. While they may not seem like much, these dollar amounts add up to trim your insurance costs. Check out what discount options Progressive and American Family offer to policyholders, and which carrier fits your needs.
