Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Gmc Sierra is $1,693 per year or $141 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Gmc Sierra costs $1,693 per year, whereas the 2019 Gmc Sierra costs $1,847 annually. Geico offers the cheapest annual rate for 2020 Gmc Sierra $1,236 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Gmc Sierra by model year
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| Year of Gmc Sierra Model | Average Cost to Insure |
|---|---|
| 2020 | $1,693 |
| 2019 | $1,847 |
| 2018 | $1,786 |
| 2017 | $1,775 |
| 2016 | $1,706 |
Compare GMC Sierra Insurance Rates by State
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| Company | Style | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|
| Allstate | 2WD 2 Door Regular Cab | $1,983 | $797 | $700 |
| Geico | 2WD 2 Door Regular Cab | $1,620 | $479 | $339 |
| Farmers | 2WD 2 Door Regular Cab | $2,409 | $946 | $820 |
| Nationwide | 2WD 2 Door Regular Cab | $2,786 | $1,074 | $803 |
| Progressive | 2WD 2 Door Regular Cab | $1,963 | $692 | $468 |
| State Farm | 2WD 2 Door Regular Cab | $2,173 | $889 | $631 |
| Allstate | 2WD 2 Door Regular Cab Flex Fuel | $1,890 | $797 | $700 |
| Geico | 2WD 2 Door Regular Cab Flex Fuel | $1,586 | $506 | $359 |
| Farmers | 2WD 2 Door Regular Cab Flex Fuel | $2,000 | $905 | $768 |
| Nationwide | 2WD 2 Door Regular Cab Flex Fuel | $2,884 | $1,161 | $860 |
| Progressive | 2WD 2 Door Regular Cab Flex Fuel | $1,628 | $645 | $441 |
| State Farm | 2WD 2 Door Regular Cab Flex Fuel | $2,173 | $889 | $631 |
| Allstate | 2WD 4 Door Crew Cab | $2,094 | $797 | $700 |
| Geico | 2WD 4 Door Crew Cab | $1,685 | $517 | $367 |
| Farmers | 2WD 4 Door Crew Cab | $2,409 | $946 | $820 |
| Nationwide | 2WD 4 Door Crew Cab | $2,678 | $976 | $723 |
| Progressive | 2WD 4 Door Crew Cab | $1,930 | $712 | $478 |
| State Farm | 2WD 4 Door Crew Cab | $2,407 | $889 | $631 |
| Allstate | 2WD 4 Door Crew Cab Flex Fuel | $2,094 | $797 | $700 |
| Geico | 2WD 4 Door Crew Cab Flex Fuel | $1,627 | $517 | $367 |
| Farmers | 2WD 4 Door Crew Cab Flex Fuel | $2,274 | $1,014 | $869 |
| Nationwide | 2WD 4 Door Crew Cab Flex Fuel | $2,793 | $1,047 | $777 |
| Progressive | 2WD 4 Door Crew Cab Flex Fuel | $1,685 | $700 | $475 |
| State Farm | 2WD 4 Door Crew Cab Flex Fuel | $2,407 | $889 | $631 |
| Allstate | 2WD 4 Door Dbl Cab | $2,094 | $797 | $700 |
| Geico | 2WD 4 Door Dbl Cab | $1,610 | $517 | $367 |
| Farmers | 2WD 4 Door Dbl Cab | $2,409 | $946 | $820 |
| Nationwide | 2WD 4 Door Dbl Cab | $2,752 | $1,135 | $842 |
| Progressive | 2WD 4 Door Dbl Cab | $1,930 | $712 | $478 |
| State Farm | 2WD 4 Door Dbl Cab | $2,237 | $889 | $631 |
| Allstate | 2WD 4 Door Dbl Cab Flex Fuel | $1,983 | $797 | $700 |
| Geico | 2WD 4 Door Dbl Cab Flex Fuel | $1,610 | $517 | $367 |
| Farmers | 2WD 4 Door Dbl Cab Flex Fuel | $2,201 | $1,039 | $892 |
| Nationwide | 2WD 4 Door Dbl Cab Flex Fuel | $2,809 | $1,135 | $842 |
| Progressive | 2WD 4 Door Dbl Cab Flex Fuel | $1,685 | $700 | $475 |
| State Farm | 2WD 4 Door Dbl Cab Flex Fuel | $2,237 | $889 | $631 |
| Allstate | 4WD 2 Door Regular Cab | $1,973 | $797 | $700 |
| Geico | 4WD 2 Door Regular Cab | $1,703 | $488 | $346 |
| Farmers | 4WD 2 Door Regular Cab | $2,164 | $870 | $750 |
| Nationwide | 4WD 2 Door Regular Cab | $2,660 | $930 | $687 |
| Progressive | 4WD 2 Door Regular Cab | $1,754 | $620 | $426 |
| State Farm | 4WD 2 Door Regular Cab | $1,984 | $801 | $569 |
| Allstate | 4WD 2 Door Regular Cab | $1,973 | $797 | $700 |
| Geico | 4WD 2 Door Regular Cab | $1,703 | $488 | $346 |
| Farmers | 4WD 2 Door Regular Cab | $2,409 | $946 | $820 |
| Nationwide | 4WD 2 Door Regular Cab | $2,704 | $969 | $717 |
| Progressive | 4WD 2 Door Regular Cab | $1,913 | $647 | $442 |
| State Farm | 4WD 2 Door Regular Cab | $2,073 | $801 | $569 |
| Allstate | 4WD 2 Door Regular Cab Flex Fuel | $1,973 | $797 | $700 |
| Geico | 4WD 2 Door Regular Cab Flex Fuel | $1,660 | $506 | $359 |
| Farmers | 4WD 2 Door Regular Cab Flex Fuel | $2,164 | $870 | $750 |
| Nationwide | 4WD 2 Door Regular Cab Flex Fuel | $2,793 | $1,047 | $777 |
| Progressive | 4WD 2 Door Regular Cab Flex Fuel | $1,754 | $620 | $426 |
| State Farm | 4WD 2 Door Regular Cab Flex Fuel | $1,984 | $801 | $569 |
| Allstate | 4WD 4 Door Crew Cab | $2,082 | $797 | $700 |
| Geico | 4WD 4 Door Crew Cab | $1,782 | $532 | $379 |
| Farmers | 4WD 4 Door Crew Cab | $2,409 | $946 | $820 |
| Nationwide | 4WD 4 Door Crew Cab | $3,400 | $1,199 | $887 |
| Progressive | 4WD 4 Door Crew Cab | $2,020 | $702 | $475 |
| State Farm | 4WD 4 Door Crew Cab | $2,251 | $801 | $569 |
| Allstate | 4WD 4 Door Crew Cab Flex Fuel | $2,082 | $797 | $700 |
| Geico | 4WD 4 Door Crew Cab Flex Fuel | $1,722 | $532 | $379 |
| Farmers | 4WD 4 Door Crew Cab Flex Fuel | $2,409 | $946 | $820 |
| Nationwide | 4WD 4 Door Crew Cab Flex Fuel | $2,830 | $1,063 | $793 |
| Progressive | 4WD 4 Door Crew Cab Flex Fuel | $1,550 | $580 | $403 |
| State Farm | 4WD 4 Door Crew Cab Flex Fuel | $2,251 | $801 | $569 |
| Allstate | 4WD 4 Door Dbl Cab | $2,082 | $797 | $700 |
| Geico | 4WD 4 Door Dbl Cab | $1,709 | $532 | $379 |
| Farmers | 4WD 4 Door Dbl Cab | $2,409 | $946 | $820 |
| Nationwide | 4WD 4 Door Dbl Cab | $2,563 | $921 | $685 |
| Progressive | 4WD 4 Door Dbl Cab | $2,020 | $702 | $475 |
| State Farm | 4WD 4 Door Dbl Cab | $2,343 | $801 | $569 |
| Allstate | 4WD 4 Door Dbl Cab Flex Fuel | $2,082 | $797 | $700 |
| Geico | 4WD 4 Door Dbl Cab Flex Fuel | $1,702 | $524 | $373 |
| Farmers | 4WD 4 Door Dbl Cab Flex Fuel | $2,409 | $946 | $820 |
| Nationwide | 4WD 4 Door Dbl Cab Flex Fuel | $2,563 | $921 | $685 |
| Progressive | 4WD 4 Door Dbl Cab Flex Fuel | $1,550 | $580 | $403 |
| State Farm | 4WD 4 Door Dbl Cab Flex Fuel | $2,251 | $801 | $569 |
2020 Gmc Sierra Insurance Rates
Average Cost to Insure
$1,693
Annual Cheapest Rate
$1,236
Available Trims
1500, 1500 AT4, 1500 Denali, 1500 Elevation, 1500 Limited , 1500 Limited SLE, 1500 SLE, 1500 SLT, 2500HD, 2500HD Denali, 2500HD Fleet, 2500HD SLE, 2500HD SLT, 3500HD, 3500HD Denali, 3500HD Fleet, 3500HD SLE, 3500HD SLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,236 |
| 2 | State Farm | $1,284 |
| 3 | Progressive | $1,559 |
| 4 | Nationwide | $1,721 |
| 5 | Farmers | $2,077 |
| 6 | Allstate | $2,278 |
2019 Gmc Sierra Insurance Rates
Average Cost to Insure
$1,847
Annual Cheapest Rate
$1,318
Available Trims
1500, 1500 AT4, 1500 Denali, 1500 Elevation, 1500 Limited , 1500 Limited SLE, 1500 SLE, 1500 SLT, 2500HD, 2500HD Denali, 2500HD Fleet, 2500HD SLE, 2500HD SLT, 3500HD, 3500HD Denali, 3500HD Fleet, 3500HD SLE, 3500HD SLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,318 |
| 2 | State Farm | $1,392 |
| 3 | Nationwide | $1,690 |
| 4 | Progressive | $2,117 |
| 5 | Farmers | $2,224 |
| 6 | Allstate | $2,342 |
2018 Gmc Sierra Insurance Rates
Average Cost to Insure
$1,786
Annual Cheapest Rate
$1,270
Available Trims
1500, 1500 AT4, 1500 Denali, 1500 Elevation, 1500 Limited , 1500 Limited SLE, 1500 SLE, 1500 SLT, 2500HD, 2500HD Denali, 2500HD Fleet, 2500HD SLE, 2500HD SLT, 3500HD, 3500HD Denali, 3500HD Fleet, 3500HD SLE, 3500HD SLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,270 |
| 2 | State Farm | $1,382 |
| 3 | Nationwide | $1,700 |
| 4 | Progressive | $2,047 |
| 5 | Farmers | $2,077 |
| 6 | Allstate | $2,238 |
2017 Gmc Sierra Insurance Rates
Average Cost to Insure
$1,775
Annual Cheapest Rate
$1,283
Available Trims
1500, 1500 AT4, 1500 Denali, 1500 Elevation, 1500 Limited , 1500 Limited SLE, 1500 SLE, 1500 SLT, 2500HD, 2500HD Denali, 2500HD Fleet, 2500HD SLE, 2500HD SLT, 3500HD, 3500HD Denali, 3500HD Fleet, 3500HD SLE, 3500HD SLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,283 |
| 2 | State Farm | $1,360 |
| 3 | Nationwide | $1,732 |
| 4 | Progressive | $2,014 |
| 5 | Farmers | $2,036 |
| 6 | Allstate | $2,223 |
2016 Gmc Sierra Insurance Rates
Average Cost to Insure
$1,706
Annual Cheapest Rate
$1,217
Available Trims
1500, 1500 AT4, 1500 Denali, 1500 Elevation, 1500 Limited , 1500 Limited SLE, 1500 SLE, 1500 SLT, 2500HD, 2500HD Denali, 2500HD Fleet, 2500HD SLE, 2500HD SLT, 3500HD, 3500HD Denali, 3500HD Fleet, 3500HD SLE, 3500HD SLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,217 |
| 2 | State Farm | $1,315 |
| 3 | Nationwide | $1,669 |
| 4 | Progressive | $1,955 |
| 5 | Farmers | $1,970 |
| 6 | Allstate | $2,110 |
