Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Mazda MX-5 is $1,458 per year or $122 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Mazda MX-5 costs $1,458 per year, whereas the 2019 Mazda MX-5 costs $1,555 annually. State Farm offers the cheapest annual rate for 2020 Mazda MX-5 $1,133 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Mazda MX-5 by model year
| Year of Mazda MX-5 Model | Average Cost to Insure |
|---|
| 2020 | $1,458 |
| 2019 | $1,555 |
| 2018 | $1,495 |
| 2017 | $1,508 |
| 2016 | $1,440 |
Compare Mazda MX-5 Insurance Rates by State
2020 Mazda MX-5 Insurance Rates
Average Cost to Insure
$1,458
Annual Cheapest Rate
$1,133
Available Trims
Miata Club, Miata Grand Touring, Miata RF Club, Miata RF Grand Touring, Miata Sport
| Rank | Companies | Average Premium |
|---|
| 1 | State Farm | $1,133 |
| 2 | Geico | $1,159 |
| 3 | Progressive | $1,314 |
| 4 | Nationwide | $1,359 |
| 5 | Farmers | $1,514 |
| 6 | Allstate | $2,271 |
2019 Mazda MX-5 Insurance Rates
Average Cost to Insure
$1,555
Annual Cheapest Rate
$1,126
Available Trims
Miata Club, Miata Grand Touring, Miata RF Club, Miata RF Grand Touring, Miata Sport
| Rank | Companies | Average Premium |
|---|
| 1 | Geico | $1,126 |
| 2 | State Farm | $1,225 |
| 3 | Nationwide | $1,288 |
| 4 | Progressive | $1,683 |
| 5 | Farmers | $1,731 |
| 6 | Allstate | $2,276 |
2018 Mazda MX-5 Insurance Rates
Average Cost to Insure
$1,495
Annual Cheapest Rate
$1,078
Available Trims
Miata Club, Miata Grand Touring, Miata RF Club, Miata RF Grand Touring, Miata Sport
| Rank | Companies | Average Premium |
|---|
| 1 | Geico | $1,078 |
| 2 | State Farm | $1,203 |
| 3 | Nationwide | $1,301 |
| 4 | Progressive | $1,651 |
| 5 | Farmers | $1,688 |
| 6 | Allstate | $2,048 |
2017 Mazda MX-5 Insurance Rates
Average Cost to Insure
$1,508
Annual Cheapest Rate
$1,057
Available Trims
Miata Club, Miata Grand Touring, Miata RF Club, Miata RF Grand Touring, Miata Sport
| Rank | Companies | Average Premium |
|---|
| 1 | Geico | $1,057 |
| 2 | State Farm | $1,188 |
| 3 | Nationwide | $1,330 |
| 4 | Progressive | $1,629 |
| 5 | Farmers | $1,640 |
| 6 | Allstate | $2,201 |
2016 Mazda MX-5 Insurance Rates
Average Cost to Insure
$1,440
Annual Cheapest Rate
$1,021
Available Trims
Miata Club, Miata Grand Touring, Miata RF Club, Miata RF Grand Touring, Miata Sport
| Rank | Companies | Average Premium |
|---|
| 1 | Geico | $1,021 |
| 2 | State Farm | $1,138 |
| 3 | Nationwide | $1,239 |
| 4 | Farmers | $1,590 |
| 5 | Progressive | $1,604 |
| 6 | Allstate | $2,049 |
