Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Mazda Mx-5 is $1,502 per year or $125 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2022 Mazda Mx-5 costs $1,502 per year, whereas the 2021 Mazda Mx-5 costs $1,465 annually. State Farm offers the cheapest annual rate for 2022 Mazda Mx-5 $1,121 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Mazda Mx-5 by model year

Year of Mazda Mx-5 ModelAverage Cost to Insure
2022$1,502
2021$1,465
2020$1,487
2019$1,555
2018$1,495
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Compare Mazda Mx-5 insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate2 Door Convertible$2,784
Farmers2 Door Convertible$2,905
Geico2 Door Convertible$1,565
Nationwide2 Door Convertible$1,673
Progressive2 Door Convertible$1,846
State Farm2 Door Convertible$1,343

Mazda Mx-5 insurance rates per year

2022

2022 Mazda Mx-5 insurance rates

Average cost to insure $1,502
Annual cheapest rate $1,121
Available trims Miata Club, Miata Grand Touring, Miata RF Grand Touring, Miata Sport, Miata Touring
RankCompanyAverage annual premium
1State Farm$1,121
2Nationwide$1,125
3Geico$1,254
4Farmers$1,488
5Progressive$1,560
6Allstate$2,461
2021

2021 Mazda Mx-5 insurance rates

Average cost to insure $1,465
Annual cheapest rate $1,052
Available trims Miata Club, Miata Grand Touring, Miata RF Grand Touring, Miata Sport, Miata Touring
RankCompanyAverage annual premium
1State Farm$1,052
2Progressive$1,173
3Nationwide$1,222
4Geico$1,232
5Farmers$1,527
6Allstate$2,585
2020

2020 Mazda Mx-5 insurance rates

Average cost to insure $1,487
Annual cheapest rate $1,159
Available trims Miata Club, Miata Grand Touring, Miata RF Grand Touring, Miata Sport, Miata Touring
RankCompanyAverage annual premium
1Geico$1,159
2State Farm$1,166
3Nationwide$1,392
4Farmers$1,438
5Progressive$1,498
6Allstate$2,271
2019

2019 Mazda Mx-5 insurance rates

Average cost to insure $1,555
Annual cheapest rate $1,126
Available trims Miata Club, Miata Grand Touring, Miata RF Grand Touring, Miata Sport, Miata Touring
RankCompanyAverage annual premium
1Geico$1,126
2State Farm$1,225
3Nationwide$1,288
4Progressive$1,683
5Farmers$1,731
6Allstate$2,276
2018

2018 Mazda Mx-5 insurance rates

Average cost to insure $1,495
Annual cheapest rate $1,078
Available trims Miata Club, Miata Grand Touring, Miata RF Grand Touring, Miata Sport, Miata Touring
RankCompanyAverage annual premium
1Geico$1,078
2State Farm$1,203
3Nationwide$1,301
4Progressive$1,651
5Farmers$1,688
6Allstate$2,048
2017

2017 Mazda Mx-5 insurance rates

Average cost to insure $1,508
Annual cheapest rate $1,057
Available trims Miata Club, Miata Grand Touring, Miata RF Grand Touring, Miata Sport, Miata Touring
RankCompanyAverage annual premium
1Geico$1,057
2State Farm$1,188
3Nationwide$1,330
4Progressive$1,629
5Farmers$1,640
6Allstate$2,201
2016

2016 Mazda Mx-5 insurance rates

Average cost to insure $1,440
Annual cheapest rate $1,021
Available trims Miata Club, Miata Grand Touring, Miata RF Grand Touring, Miata Sport, Miata Touring
RankCompanyAverage annual premium
1Geico$1,021
2State Farm$1,138
3Nationwide$1,239
4Farmers$1,590
5Progressive$1,604
6Allstate$2,049

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