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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Land Rover Discovery is $3,399 per year or $283 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Land Rover Discovery costs $3,399, whereas the 2024 Land Rover Discovery costs $3,315 annually. This is $84 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Land Rover Discovery at $2,138 per year.
Below, we'll look at Land Rover Discovery insurance rates and show you how to save.
Average insurance cost of Land Rover Discovery by model year
| Year of Land Rover Discovery model | Average cost to insure |
|---|---|
| 2025 | $3,399 |
| 2024 | $3,315 |
| 2023 | $3,259 |
| 2022 | $3,110 |
| 2021 | $3,001 |
Compare Discovery insurance rates by state
| Company | Average annual premium |
|---|---|
| State Farm | $2,266 |
| Nationwide | $2,384 |
| Travelers | $2,658 |
| UAIC | $2,729 |
| Mercury Insurance | $3,049 |
| GEICO | $3,972 |
| Allstate | $4,914 |
| Progressive | $5,123 |
| AIG | $6,744 |
Land Rover Discovery insurance rates per year
2025 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 Travelers $2,138 2 State Farm $2,826 3 Nationwide $3,119 4 Progressive $3,285 5 GEICO $3,318 6 Farmers $4,165 7 Allstate $4,453 8 USAA $2,092 2024 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 Travelers $2,167 2 State Farm $2,625 3 Nationwide $2,998 4 GEICO $3,235 5 Progressive $3,348 6 Farmers $4,047 7 Allstate $4,221 8 USAA $2,234 2023 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 Travelers $2,223 2 State Farm $2,539 3 GEICO $2,771 4 Nationwide $2,872 5 Progressive $3,239 6 Farmers $4,104 7 Allstate $4,474 8 USAA $2,435 2022 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 Travelers $2,208 2 State Farm $2,371 3 GEICO $2,676 4 Progressive $2,966 5 Nationwide $3,012 6 Farmers $3,978 7 Allstate $4,096 8 USAA $2,252 2021 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 Travelers $2,118 2 State Farm $2,348 3 GEICO $2,655 4 Nationwide $2,867 5 Progressive $2,870 6 Farmers $3,771 7 Allstate $3,902 8 USAA $2,190 2020 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 Travelers $2,129 2 State Farm $2,363 3 GEICO $2,526 4 Progressive $2,659 5 Nationwide $2,995 6 Farmers $3,544 7 Allstate $3,706 8 USAA $2,182 2019 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 Travelers $2,095 2 State Farm $2,280 3 GEICO $2,437 4 Progressive $2,637 5 Nationwide $2,809 6 Farmers $3,484 7 Allstate $3,582 8 USAA $2,113 2018 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 Travelers $2,050 2 State Farm $2,296 3 GEICO $2,354 4 Progressive $2,580 5 Nationwide $2,897 6 Farmers $3,298 7 Allstate $3,570 8 USAA $1,963
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage