Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Land Rover Discovery is $3,261 per year or $272 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Land Rover Discovery costs $3,261, whereas the 2023 Land Rover Discovery costs $3,104 annually. This is $157 less than the 2024 rates.
State Farm offers the cheapest annual rate for 2024 Land Rover Discovery at $2,561 per year.
Below, we'll look at Land Rover Discovery insurance rates and show you how to save.
Average insurance cost of Land Rover Discovery by model year
| Year of Land Rover Discovery model | Average cost to insure |
|---|---|
| 2024 | $3,261 |
| 2023 | $3,104 |
| 2022 | $2,975 |
| 2021 | $2,797 |
| 2020 | $2,721 |
Compare Discovery insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 4WD 4 Door SUV 8 Speed Automatic DOHC Turbo | $2,426 |
| Nationwide | 4WD 4 Door SUV 8 Speed Automatic DOHC Turbo | $2,620 |
| GEICO | 4WD 4 Door SUV 8 Speed Automatic DOHC Turbo | $3,254 |
| Progressive | 4WD 4 Door SUV 8 Speed Automatic DOHC Turbo | $3,524 |
| Allstate | 4WD 4 Door SUV 8 Speed Automatic DOHC Turbo | $5,560 |
Land Rover Discovery insurance rates per year
2024 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 State Farm $2,561 2 Nationwide $2,897 3 Progressive $2,903 4 GEICO $3,282 5 Allstate $3,867 6 Farmers $4,054 2023 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 State Farm $2,291 2 GEICO $2,644 3 Nationwide $2,738 4 Progressive $2,845 5 Farmers $3,906 6 Allstate $4,198 2022 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 State Farm $2,238 2 GEICO $2,539 3 Nationwide $2,597 4 Progressive $2,826 5 Farmers $3,770 6 Allstate $3,878 2021 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 State Farm $2,105 2 Progressive $2,308 3 GEICO $2,506 4 Nationwide $2,595 5 Farmers $3,628 6 Allstate $3,638 2020 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 State Farm $2,185 2 Progressive $2,368 3 GEICO $2,404 4 Nationwide $2,523 5 Farmers $3,402 6 Allstate $3,443 2019 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 State Farm $2,130 2 Progressive $2,224 3 GEICO $2,314 4 Nationwide $2,532 5 Allstate $3,288 6 Farmers $3,321 2018 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 State Farm $2,089 2 Progressive $2,137 3 GEICO $2,228 4 Nationwide $2,494 5 Farmers $3,175 6 Allstate $3,290 2017 Land Rover Discovery insurance rates
Rank Company Average annual premium 1 GEICO $2,080 2 State Farm $2,124 3 Progressive $2,189 4 Nationwide $2,216 5 Farmers $3,049 6 Allstate $3,271
Land Rover insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage