Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


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Insurance.com research suggests that the cost of insuring a Land Rover Discovery is estimated to be around $2,566 annually or $214 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2023 Land Rover Discovery is $2,566 per year, while its 2022 equivalent costs $2,024 per year.

Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.

Read on to learn in detail about these cost-effective auto policies for Land Rover Discovery.

Average insurance cost of Land Rover Discovery by model year

Year of Land Rover Discovery ModelAverage Cost to Insure
2023$2,566
2022$2,024
2021$1,976
2020$2,085
2019$2,119
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Compare Land Rover Discovery insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate4WD 4 Door SUV Tbo Dsl$3,608
Farmers4WD 4 Door SUV Tbo Dsl$3,016
Geico4WD 4 Door SUV Tbo Dsl$2,072
Nationwide4WD 4 Door SUV Tbo Dsl$2,545
Progressive4WD 4 Door SUV Tbo Dsl$2,139
State Farm4WD 4 Door SUV Tbo Dsl$1,478
Allstate4WD 4 Door SUV Turbo$3,608
Farmers4WD 4 Door SUV Turbo$3,016
Geico4WD 4 Door SUV Turbo$2,151
Nationwide4WD 4 Door SUV Turbo$2,545
Progressive4WD 4 Door SUV Turbo$2,139
State Farm4WD 4 Door SUV Turbo$1,478

Land Rover Discovery insurance rates per year

2023

2023 Land Rover Discovery insurance rates

Average cost to insure $2,566
Annual cheapest rate $1,727
Available trims HSE, HSE Luxury, Landmark, SE, Sport, Sport HSE LUX, Sport R-Dynamic SE, Sport S, Sport SE
RankCompanyAverage annual premium
1State Farm$1,727
2Nationwide$2,092
3Geico$2,230
4Progressive$2,302
5Farmers$3,134
6Allstate$3,913
2022

2022 Land Rover Discovery insurance rates

Average cost to insure $2,024
Annual cheapest rate $1,350
Available trims HSE, HSE Luxury, Landmark, SE, Sport, Sport HSE LUX, Sport R-Dynamic SE, Sport S, Sport SE
RankCompanyAverage annual premium
1State Farm$1,350
2Geico$1,619
3Progressive$1,715
4Nationwide$1,783
5Farmers$2,624
6Allstate$3,055
2021

2021 Land Rover Discovery insurance rates

Average cost to insure $1,976
Annual cheapest rate $1,311
Available trims HSE, HSE Luxury, Landmark, SE, Sport, Sport HSE LUX, Sport R-Dynamic SE, Sport S, Sport SE
RankCompanyAverage annual premium
1State Farm$1,311
2Progressive$1,329
3Geico$1,706
4Nationwide$1,773
5Farmers$2,503
6Allstate$3,233
2020

2020 Land Rover Discovery insurance rates

Average cost to insure $2,085
Annual cheapest rate $1,477
Available trims HSE, HSE Luxury, Landmark, SE, Sport, Sport HSE LUX, Sport R-Dynamic SE, Sport S, Sport SE
RankCompanyAverage annual premium
1State Farm$1,477
2Geico$1,596
3Progressive$1,684
4Nationwide$2,286
5Farmers$2,314
6Allstate$3,155
2019

2019 Land Rover Discovery insurance rates

Average cost to insure $2,119
Annual cheapest rate $1,502
Available trims HSE, HSE Luxury, Landmark, SE, Sport, Sport HSE LUX, Sport R-Dynamic SE, Sport S, Sport SE
RankCompanyAverage annual premium
1State Farm$1,502
2Geico$1,624
3Progressive$1,856
4Nationwide$1,924
5Farmers$2,776
6Allstate$3,034
2018

2018 Land Rover Discovery insurance rates

Average cost to insure $2,020
Annual cheapest rate $1,431
Available trims HSE, HSE Luxury, Landmark, SE, Sport, Sport HSE LUX, Sport R-Dynamic SE, Sport S, Sport SE
RankCompanyAverage annual premium
1State Farm$1,431
2Geico$1,585
3Progressive$1,723
4Nationwide$1,961
5Farmers$2,643
6Allstate$2,776
2017

2017 Land Rover Discovery insurance rates

Average cost to insure $1,976
Annual cheapest rate $1,300
Available trims HSE, HSE Luxury, Landmark, SE, Sport, Sport HSE LUX, Sport R-Dynamic SE, Sport S, Sport SE
RankCompanyAverage annual premium
1State Farm$1,300
2Geico$1,530
3Progressive$1,798
4Nationwide$2,024
5Farmers$2,582
6Allstate$2,619
2016

2016 Land Rover Discovery insurance rates

Average cost to insure $1,881
Annual cheapest rate $1,364
Available trims HSE, HSE Luxury, Landmark, SE, Sport, Sport HSE LUX, Sport R-Dynamic SE, Sport S, Sport SE
RankCompanyAverage annual premium
1Geico$1,364
2State Farm$1,439
3Nationwide$1,695
4Progressive$1,820
5Allstate$2,467
6Farmers$2,498

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