Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Dodge Charger is $3,788 per year or $316 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Dodge Charger costs $3,788 per year, whereas the 2022 Dodge Charger costs $2,704 annually. State Farm offers the cheapest annual rate for 2023 Dodge Charger at $2,415 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Dodge Charger by model year

Year of Dodge Charger ModelAverage Cost to Insure
2023$3,788
2022$2,704
2021$2,294
2020$2,320
2019$2,393
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Compare Dodge Charger insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate2WD 4 Door Sedan DOHC$3,833
Geico2WD 4 Door Sedan DOHC$5,495
Nationwide2WD 4 Door Sedan DOHC$3,010
Progressive2WD 4 Door Sedan DOHC$3,595
State Farm2WD 4 Door Sedan DOHC$2,189

Dodge Charger insurance rates per year

2023

2023 Dodge Charger insurance rates

Average cost to insure $3,788
Annual cheapest rate $2,415
Available trims GT, R/T, Scat Pack, Scat Pack Widebody, SRT Hellcat Redeye Widebody Jailbreak, SRT Hellcat Widebody Jailbreak, SXT
RankCompanyAverage annual premium
1State Farm$2,415
2Nationwide$2,603
3Farmers$3,762
4Allstate$3,834
5Progressive$4,044
6Geico$6,069
2022

2022 Dodge Charger insurance rates

Average cost to insure $2,704
Annual cheapest rate $1,685
Available trims GT, R/T, Scat Pack, Scat Pack Widebody, SRT Hellcat Redeye Widebody Jailbreak, SRT Hellcat Widebody Jailbreak, SXT
RankCompanyAverage annual premium
1State Farm$1,685
2Nationwide$2,277
3Farmers$2,937
4Allstate$2,971
5Progressive$3,067
6Geico$3,285
2021

2021 Dodge Charger insurance rates

Average cost to insure $2,294
Annual cheapest rate $1,501
Available trims GT, R/T, Scat Pack, Scat Pack Widebody, SRT Hellcat Redeye Widebody Jailbreak, SRT Hellcat Widebody Jailbreak, SXT
RankCompanyAverage annual premium
1State Farm$1,501
2Nationwide$2,034
3Progressive$2,093
4Geico$2,274
5Farmers$2,859
6Allstate$3,005
2020

2020 Dodge Charger insurance rates

Average cost to insure $2,320
Annual cheapest rate $1,658
Available trims GT, R/T, Scat Pack, Scat Pack Widebody, SRT Hellcat Redeye Widebody Jailbreak, SRT Hellcat Widebody Jailbreak, SXT
RankCompanyAverage annual premium
1State Farm$1,658
2Geico$2,033
3Nationwide$2,125
4Progressive$2,474
5Farmers$2,641
6Allstate$2,989
2019

2019 Dodge Charger insurance rates

Average cost to insure $2,393
Annual cheapest rate $1,714
Available trims GT, R/T, Scat Pack, Scat Pack Widebody, SRT Hellcat Redeye Widebody Jailbreak, SRT Hellcat Widebody Jailbreak, SXT
RankCompanyAverage annual premium
1State Farm$1,714
2Geico$1,827
3Nationwide$2,131
4Allstate$2,708
5Progressive$2,842
6Farmers$3,136
2018

2018 Dodge Charger insurance rates

Average cost to insure $2,238
Annual cheapest rate $1,631
Available trims GT, R/T, Scat Pack, Scat Pack Widebody, SRT Hellcat Redeye Widebody Jailbreak, SRT Hellcat Widebody Jailbreak, SXT
RankCompanyAverage annual premium
1State Farm$1,631
2Geico$1,711
3Nationwide$2,226
4Allstate$2,474
5Progressive$2,568
6Farmers$2,820
2017

2017 Dodge Charger insurance rates

Average cost to insure $2,402
Annual cheapest rate $1,679
Available trims GT, R/T, Scat Pack, Scat Pack Widebody, SRT Hellcat Redeye Widebody Jailbreak, SRT Hellcat Widebody Jailbreak, SXT
RankCompanyAverage annual premium
1State Farm$1,679
2Geico$2,030
3Nationwide$2,264
4Allstate$2,586
5Progressive$2,771
6Farmers$3,084
2016

2016 Dodge Charger insurance rates

Average cost to insure $2,207
Annual cheapest rate $1,584
Available trims GT, R/T, Scat Pack, Scat Pack Widebody, SRT Hellcat Redeye Widebody Jailbreak, SRT Hellcat Widebody Jailbreak, SXT
RankCompanyAverage annual premium
1State Farm$1,584
2Geico$1,765
3Nationwide$2,150
4Allstate$2,350
5Progressive$2,543
6Farmers$2,851

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