How much does condo insurance cost in New Hampshire?
The average cost of condo insurance in New Hampshire is $502 per year or $42 per month for $60,000 in personal property coverage, $300,000 in liability coverage and a $1,000 deductible. Your actual annual premium may be higher or lower depending on where you live, the coverage limits you choose, your deductible and other factors.
To find the cheapest company for you, compare quotes from multiple insurance providers and choose the coverage that fits your needs.
Average annual premium | $502 |
Average monthly premium | $42 |
Condo insurance rates in New Hampshire by company and coverage level
Vermont Mutual offers the lowest condo insurance rates in New Hampshire for coverage limits of $60,000 for personal property and $300,000 for liability with a $1,000 deductible.
The second most affordable option is Plymouth Rock Assurance at $272 per year. However, prices will vary depending on the coverage level you choose.
The table below shows condo insurance rates from top companies at different coverage levels.
Company | $40,000 contents/$100,000 liability | $40,000 contents/$300,000 liability | $60,000 contents/$100,000 liability | $60,000 contents/$300,000 liability | $80,000 contents/$100,000 liability | $80,000 contents/$300,000 liability | $100,000 contents/$100,000 liability | $100,000 contents/$300,000 liability |
---|---|---|---|---|---|---|---|---|
Allstate | $314 | $359 | $392 | $437 | $468 | $513 | $547 | $592 |
Amica Mutual | $274 | $279 | $330 | $335 | $389 | $394 | $447 | $452 |
Auto-Owners | $327 | $329 | $389 | $391 | $439 | $441 | $465 | $467 |
Farmers | $248 | $260 | $299 | $311 | $355 | $367 | $411 | $423 |
MMG Insurance | $273 | $285 | $334 | $346 | $383 | $395 | $432 | $444 |
Nationwide | $386 | $389 | $415 | $418 | $442 | $446 | $465 | $470 |
Plymouth Rock Assurance | $216 | $223 | $263 | $272 | $306 | $318 | $349 | $362 |
State Farm | $234 | $234 | $289 | $289 | $335 | $335 | $379 | $379 |
Vermont Mutual | $202 | $216 | $238 | $251 | $266 | $280 | $294 | $307 |
USAA | $806 | $806 | $870 | $870 | $926 | $926 | $977 | $977 |
Condo insurance rates by company in New Hampshire
The cheapest option is Vermont Mutual, followed by Plymouth Rock Assurance and State Farm as the second and third most affordable choices. However, condo insurance rates in New Hampshire vary by company, so it's a good idea to shop around and compare quotes.
The table below shows condo insurance rates from major companies in New Hampshire.
Company | Average annual rate | Average monthly rate |
---|---|---|
Vermont Mutual | $251 | $21 |
Plymouth Rock Assurance | $272 | $23 |
State Farm | $289 | $24 |
Farmers | $311 | $26 |
Amica Mutual | $335 | $28 |
MMG Insurance | $346 | $29 |
Auto-Owners | $391 | $33 |
Nationwide | $418 | $35 |
Allstate | $437 | $36 |
USAA | $870 | $72 |
Compare condo insurance rates by city in New Hampshire
Condo insurance rates vary by city. Factors like weather, crime rates and property values all play a role in pricing. To find the cheapest and best condo insurance in your city in New Hampshire, consider these factors and compare quotes from different insurance companies.
City Annual insurance premium
Methodology
Insurance.com compared condo insurance rates provided by Quadrant Information Services across all 50 states and Washington, D.C.
Average condo insurance rates are based on:
- $60,000 in personal property coverage
- $300,000 in liability coverage
- $1,000 deductible
- Good credit
Rates were also fielded at varying personal property and liability coverage levels for comparison.