How much does condo insurance cost in North Dakota?
The average cost of condo insurance in North Dakota is $373 per year or $31 per month for $60,000 in personal property coverage, $300,000 in liability coverage and a $1,000 deductible. Your actual annual premium may be higher or lower depending on where you live, the coverage limits you choose, your deductible and other factors.
To find the cheapest company for you, compare quotes from multiple insurance providers and choose the coverage that fits your needs.
| Average annual premium | $373 |
| Average monthly premium | $31 |
Condo insurance rates in North Dakota by company and coverage level
Nodak Insurance offers the lowest condo insurance rates in North Dakota for coverage limits of $60,000 for personal property and $300,000 for liability with a $1,000 deductible.
The second most affordable option is State Farm at $263 per year. However, prices will vary depending on the coverage level you choose.
The table below shows condo insurance rates from top companies at different coverage levels.
| Company | $40,000 contents/$100,000 liability | $40,000 contents/$300,000 liability | $60,000 contents/$100,000 liability | $60,000 contents/$300,000 liability | $80,000 contents/$100,000 liability | $80,000 contents/$300,000 liability | $100,000 contents/$100,000 liability | $100,000 contents/$300,000 liability |
|---|---|---|---|---|---|---|---|---|
| Agraria Mutual | $247 | $247 | $297 | $297 | $350 | $350 | $401 | $401 |
| Allstate | $199 | $254 | $243 | $298 | $288 | $343 | $330 | $385 |
| American Family | $273 | $278 | $298 | $303 | $318 | $324 | $335 | $341 |
| Auto-Owners | $427 | $432 | $499 | $503 | $581 | $586 | $663 | $668 |
| Country Financial | $286 | $294 | $363 | $370 | $437 | $444 | $508 | $516 |
| Farmers | $626 | $664 | $692 | $730 | $763 | $801 | $832 | $870 |
| Nodak Insurance | $222 | $232 | $245 | $255 | $275 | $285 | $306 | $316 |
| North Star Mutual | $293 | $305 | $324 | $337 | $373 | $385 | $443 | $456 |
| State Farm | $230 | $236 | $257 | $263 | $275 | $281 | $292 | $298 |
Condo insurance rates by company in North Dakota
The cheapest option is Nodak Insurance, followed by State Farm and Agraria Mutual as the second and third most affordable choices. However, condo insurance rates in North Dakota vary by company, so it's a good idea to shop around and compare quotes.
The table below shows condo insurance rates from major companies in North Dakota.
| Company | Average annual rate | Average monthly rate |
|---|---|---|
| Nodak Insurance | $255 | $21 |
| State Farm | $263 | $22 |
| Agraria Mutual | $297 | $25 |
| Allstate | $298 | $25 |
| American Family | $303 | $25 |
| North Star Mutual | $337 | $28 |
| Country Financial | $370 | $31 |
| Auto-Owners | $503 | $42 |
| Farmers | $730 | $61 |
Compare condo insurance rates by city in North Dakota
Condo insurance rates vary by city. Factors like weather, crime rates and property values all play a role in pricing. To find the cheapest and best condo insurance in your city in North Dakota, consider these factors and compare quotes from different insurance companies.
City Annual insurance premium
Methodology
Insurance.com compared condo insurance rates provided by Quadrant Information Services across all 50 states and Washington, D.C.
Average condo insurance rates are based on:
- $60,000 in personal property coverage
- $300,000 in liability coverage
- $1,000 deductible
- Good credit
Rates were also fielded at varying personal property and liability coverage levels for comparison.
Compare North Dakota condo insurance rates with other states
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