- Best condo insurance companies in Oregon
- How much does condo insurance cost in Oregon?
- Condo insurance rates in Oregon by company and coverage level
- Condo insurance rates by company in Oregon
- Compare condo insurance rates by city in Oregon
- Methodology
- Compare Oregon condo insurance rates with other states
Best condo insurance companies in Oregon
Based on our analysis, American Family is the best condo insurance company in Oregon among many options. Our insurance experts evaluated pricing and ratings from trusted sources, including the National Association of Insurance Commissioners (NAIC) and AM Best.
Here are the best condo insurance companies in Oregon, based on our research.
| Company | Annual premium | AM Best rating | NAIC | Insurance.com rating |
|---|---|---|---|---|
| American Family | $536 | A | 0.37 | |
| Allstate | $383 | A+ | 0.9 | |
| State Farm | $319 | A++ | 0.95 | |
| Farmers | $509 | A | 0.54 | |
| Country Financial | $721 | A+ | 0.26 | |
| Nationwide | $678 | A+ | 0.87 |
How much does condo insurance cost in Oregon?
The average cost of condo insurance in Oregon is $633 per year or $53 per month for $60,000 in personal property coverage, $300,000 in liability coverage and a $1,000 deductible. Your actual annual premium may be higher or lower depending on where you live, the coverage limits you choose, your deductible and other factors.
To find the cheapest company for you, compare quotes from multiple insurance providers and choose the coverage that fits your needs.
| Average annual premium | $633 |
| Average monthly premium | $53 |
Condo insurance rates in Oregon by company and coverage level
State Farm provides the lowest condo insurance rates in Oregon for policies with limits of $60,000 in personal property coverage and $300,000 in liability coverage with a $1,000 deductible.
The second most affordable option is Allstate at $383 per year. However, prices will vary depending on the coverage level you choose.
The table below shows condo insurance rates from top companies at different coverage levels.
| Company | $40,000 contents/$100,000 liability | $40,000 contents/$300,000 liability | $60,000 contents/$100,000 liability | $60,000 contents/$300,000 liability | $80,000 contents/$100,000 liability | $80,000 contents/$300,000 liability | $100,000 contents/$100,000 liability | $100,000 contents/$300,000 liability |
|---|---|---|---|---|---|---|---|---|
| Allstate | $296 | $320 | $359 | $383 | $422 | $446 | $482 | $506 |
| American Family | $459 | $488 | $505 | $536 | $542 | $575 | $573 | $607 |
| Country Financial | $558 | $572 | $707 | $721 | $851 | $865 | $982 | $997 |
| Farmers | $431 | $468 | $471 | $509 | $511 | $548 | $551 | $589 |
| Nationwide | $607 | $618 | $667 | $678 | $730 | $744 | $795 | $813 |
| State Farm | $272 | $281 | $310 | $319 | $338 | $347 | $365 | $374 |
| USAA | $753 | $753 | $828 | $828 | $893 | $893 | $948 | $948 |
Condo insurance rates by company in Oregon
The cheapest option is State Farm, followed by Allstate and Farmers as the second and third most affordable choices. However, condo insurance rates in Oregon vary by company, so it's a good idea to shop around and compare quotes.
The table below shows condo insurance rates from major companies in Oregon.
| Company | Average annual rate | Average monthly rate |
|---|---|---|
| State Farm | $319 | $27 |
| Allstate | $383 | $32 |
| Farmers | $509 | $42 |
| American Family | $536 | $45 |
| Nationwide | $678 | $57 |
| Country Financial | $721 | $60 |
| USAA | $828 | $69 |
Compare condo insurance rates by city in Oregon
Condo insurance rates in Oregon vary by city, with factors such as weather and crime rates influencing pricing. To find the most affordable and reliable condo insurance in your city, take these factors into account and compare quotes from multiple insurance companies.
City Annual insurance premium
Methodology
Insurance.com compared condo insurance rates provided by Quadrant Information Services across all 50 states and Washington, D.C.
Average condo insurance rates are based on:
- $60,000 in personal property coverage
- $300,000 in liability coverage
- $1,000 deductible
- Good credit
Rates were also fielded at varying personal property and liability coverage levels for comparison.
Compare Oregon condo insurance rates with other states
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