- Best condo insurance companies in Wisconsin
- Average condo insurance cost in Wisconsin
- Condo insurance rates in Wisconsin by company and coverage level
- Condo insurance rates by company in Wisconsin
- Compare condo insurance rates by city in Wisconsin
- Methodology
- FAQ
- Compare Wisconsin condo insurance rates with other states
Best condo insurance companies in Wisconsin
There are many companies offering condo insurance coverage in Wisconsin. Acuity Insurance is the best condo insurance company in Wisconsin based on our analysis. Our insurance experts reviewed prices and ratings from trusted sources like the National Association of Insurance Commissioners (NAIC) and AM Best.
Based on our research, here are the best condo insurance companies in Wisconsin.
| Company | Annual annual premium | AM Best | NAIC | Insurance.com rating |
|---|---|---|---|---|
| Acuity Insurance | $309 | A+ | 0.14 | |
| West Bend Insurance Company | $173 | A | 0.43 | |
| Auto-Owners | $387 | A+ | 0.39 | |
| State Farm | $339 | A+ | 1.15 | |
| Allstate | $501 | A+ | 1.26 | |
| Nationwide | $331 | A | 1.34 | |
| Secura Insurance | $364 | A | 2.85 | |
| American Family | $811 | A | 1.07 | |
| USAA | $972 | A++ | 0.46 |
Average condo insurance cost in Wisconsin
The average cost of condo insurance in Wisconsin is $586 per year or $49 per month for $60,000 in personal property coverage, $300,000 in liability coverage and a $1,000 deductible. Your actual annual premium will vary depending on:
- Where you live
- Coverage limits and deductible
- Age of the building and construction materials
- Your claims history and credit score
To find the cheapest company for you, compare quotes from multiple insurance providers and choose the coverage that fits your needs.
| Average annual premium | $586 |
| Average monthly premium | $49 |
Condo insurance rates in Wisconsin by company and coverage level
West Bend Insurance Company provides the lowest condo insurance rates in Wisconsin for policies with limits of $60,000 in personal property coverage and $300,000 in liability coverage with a $1,000 deductible.
The second most affordable option is Acuity Insurance at $309 per year. However, prices will vary depending on the coverage level you choose.
The table below shows condo insurance rates from top companies at different coverage levels.
| Company | $40,000 contents/$100,000 liability | $40,000 contents/$300,000 liability | $60,000 contents/$100,000 liability | $60,000 contents/$300,000 liability | $80,000 contents/$100,000 liability | $80,000 contents/$300,000 liability | $100,000 contents/$100,000 liability | $100,000 contents/$300,000 liability |
|---|---|---|---|---|---|---|---|---|
| West Bend Insurance Company | $128 | $131 | $169 | $172 | $202 | $205 | $238 | $241 |
| Acuity Insurance | $259 | $274 | $294 | $309 | $323 | $338 | $352 | $367 |
| Nationwide | $287 | $297 | $319 | $331 | $357 | $373 | $395 | $414 |
| State Farm | $294 | $302 | $331 | $339 | $359 | $367 | $387 | $396 |
| Secura Insurance | $304 | $320 | $348 | $364 | $389 | $405 | $425 | $440 |
| Auto-Owners | $338 | $349 | $377 | $387 | $421 | $432 | $465 | $475 |
| Allstate | $429 | $447 | $483 | $501 | $528 | $546 | $565 | $583 |
| American Family | $636 | $665 | $706 | $737 | $760 | $793 | $804 | $838 |
| USAA | $905 | $905 | $972 | $972 | $1,032 | $1,032 | $1,082 | $1,082 |
Condo insurance rates by company in Wisconsin
The most affordable company is West Bend Insurance Company, with Acuity Insurance and Nationwide ranking as the second and third cheapest. Since condo insurance rates in Wisconsin vary by company, it is important to compare quotes to find the best deal.
The table below lists the condo insurance rates from major companies in Wisconsin.
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| West Bend Insurance Company | $172 | $14 |
| Acuity Insurance | $309 | $26 |
| Nationwide | $331 | $28 |
| State Farm | $339 | $28 |
| Secura Insurance | $364 | $30 |
| Auto-Owners | $387 | $32 |
| Allstate | $501 | $42 |
| American Family | $737 | $61 |
| USAA | $972 | $81 |
Compare condo insurance rates by city in Wisconsin
Condo insurance rates vary by city. Factors like weather, crime rates and property values all play a role in pricing. To find the cheapest and best condo insurance in your city in Wisconsin, consider these factors and compare quotes from different insurance companies.
City Annual insurance premium
Methodology
Insurance.com compared condo insurance rates provided by Quadrant Information Services across all 50 states and Washington, D.C.
Average condo insurance rates are based on:
- $60,000 in personal property coverage
- $300,000 in liability coverage
- $1,000 deductible
- Good credit
Rates were also fielded at varying personal property and liability coverage levels for comparison.
FAQ
Is condo insurance required in Wisconsin?
No, condo insurance is not require by law in Wisconsin, but your mortgage company will require it.
What does condo insurance typically cover in Wisconsin?
Condo insurance covers your personal property, the interior of your unit, loss of use and personal liability.
How can I lower my condo insurance premium in Wisconsin?
To lower your rates, shop around, ask about discounts and bundle your condo and auto insurance.
