Average cost of condo insurance in Johns Creek

The average cost of condo insurance (HO-6) in Johns Creek is $751 per year, or $63 per month for $40,000 in personal property coverage and $100,000 in liability protection with a $1,000 deductible.

However, the cost of condo insurance can vary depending on where you live in the city, the insurance company, and the coverage limits you choose. The highest average rate in Johns Creek is $980, which is $592 more than the lowest average rate of $388.

Average annual cost$751
Average per month cost$63
Highest average rate$980
Lowest average rate$388

Cheapest condo insurance in Johns Creek

The most affordable condo insurance company in Johns Creek is Georgia Farm Bureau, with an average yearly cost of $388. The second most affordable option is Allstate, with an average annual rate of $417.

These rates are only averages, so it's a good idea to compare quotes from different companies to find the best option for your needs.

CompanyAverage annual premiumAverage monthly premium
Georgia Farm Bureau$388$32
Allstate$417$35
Auto-Owners$550$46
Travelers$678$57
State Farm$729$61
Farmers$808$67
Nationwide$826$69
USAA$932$78

Condo insurance cost in Johns Creek compared with the state average

The average cost of condo insurance in Johns Creek is $751 per year. That is $4 more than the state average of $747.

City average cost$751
State average cost$747

Condo insurance cost in Johns Creek by coverage level

Many factors affect the cost of your HO-6 insurance. One is the area you live in, and another important factor is how much personal property coverage you choose. Generally, the higher your coverage limit, the more expensive your condo insurance will be.

For instance, the average annual rate for personal property coverage of $40,000 is $751 or $63 per month.

Condo insurance rates in Johns Creek with $100,000 liability

The following table shows the cost of condo insurance for four coverage levels with a liability limit of $100,000 and $1,000 deductible.

CoverageAverage annual rateAverage per month rate
$40,000$751$63
$60,000$866$72
$80,000$974$81
$100,000$1,079$90

Condo insurance cost in Johns Creek with $300,000 liability

The following table shows the cost of condo insurance for four coverage levels with a liability limit of $300,000 and $1,000 deductible.

CoverageAverage annual rateAverage per month rate
$40,000$759$63
$60,000$875$73
$80,000$984$82
$100,000$1,090$91

Methodology

Insurance.com compared condo insurance rates provided by Quadrant Information Services from 2023 for around 29,000 cities in all states and Washington D.C for multiple coverage levels. The content has been updated for 2025.