- Best condo insurance companies in Nevada
- How much does condo insurance cost in Nevada?
- Condo insurance rates in Nevada by company and coverage level
- Condo insurance rates by company in Nevada
- Compare condo insurance rates by city in Nevada
- Methodology
- Compare Nevada condo insurance rates with other states
Best condo insurance companies in Nevada
There are many companies offering condo insurance coverage in Nevada. Country Financial is the best condo insurance company in Nevada based on our analysis. Our insurance experts reviewed prices and ratings from trusted sources like the National Association of Insurance Commissioners (NAIC) and AM Best.
Based on our research, here are the best condo insurance companies in Nevada.
| Company | Annual premium | AM Best rating | NAIC | Insurance.com rating |
|---|---|---|---|---|
| Country Financial | $445 | A+ | 0.26 | |
| Nationwide | $513 | A+ | 0.87 | |
| Allstate | $599 | A+ | 0.9 | |
| Farmers | $733 | A | 0.54 | |
| American Family | $834 | A | 0.37 | |
| State Farm | $695 | A++ | 0.95 | |
| CSAA Insurance (AAA) | $615 | A | 1.23 |
How much does condo insurance cost in Nevada?
The average cost of condo insurance in Nevada is $620 per year, or $52 per month. This is based on a policy with $60,000 in personal property coverage, $300,000 in liability coverage, and a $1,000 deductible. Your actual premium will be higher or lower depending on factors such as your location, selected coverage limits, deductible amount, and other considerations.
To secure the lowest rate, compare quotes from multiple insurance providers and choose the policy that best meets your needs.
| Average annual premium | $620 |
| Average monthly premium | $52 |
Condo insurance rates in Nevada by company and coverage level
Country Financial offers the lowest condo insurance rates in Nevada for coverage limits of $60,000 for personal property and $300,000 for liability with a $1,000 deductible.
The second most affordable option is Nationwide, with an annual rate of $513. However, your rates will vary based on the coverage level you select.
The table below presents condo insurance rates from top companies at various coverage levels.
| Company | $40,000 contents/$100,000 liability | $40,000 contents/$300,000 liability | $60,000 contents/$100,000 liability | $60,000 contents/$300,000 liability | $80,000 contents/$100,000 liability | $80,000 contents/$300,000 liability | $100,000 contents/$100,000 liability | $100,000 contents/$300,000 liability |
|---|---|---|---|---|---|---|---|---|
| Allstate | $457 | $521 | $535 | $599 | $605 | $669 | $675 | $739 |
| American Family | $724 | $748 | $809 | $834 | $877 | $904 | $935 | $963 |
| Country Financial | $346 | $361 | $430 | $445 | $518 | $533 | $605 | $620 |
| CSAA Insurance (AAA) | $572 | $610 | $577 | $615 | $582 | $620 | $586 | $624 |
| Farmers | $589 | $687 | $635 | $733 | $685 | $783 | $733 | $831 |
| Nationwide | $408 | $416 | $503 | $513 | $602 | $612 | $701 | $712 |
| State Farm | $611 | $618 | $688 | $695 | $763 | $770 | $850 | $857 |
| USAA | $670 | $670 | $744 | $744 | $807 | $807 | $861 | $861 |
Condo insurance rates by company in Nevada
The cheapest option is Country Financial, followed by Nationwide and Allstate as the second and third most affordable choices. However, condo insurance rates in Nevada vary by company, so it's a good idea to shop around and compare quotes.
The table below shows condo insurance rates from major companies in Nevada.
| Company | Average annual rate | Average monthly rate |
|---|---|---|
| Country Financial | $445 | $37 |
| Nationwide | $513 | $43 |
| Allstate | $599 | $50 |
| CSAA Insurance (AAA) | $615 | $51 |
| State Farm | $695 | $58 |
| Farmers | $733 | $61 |
| American Family | $834 | $70 |
| USAA | $744 | $62 |
Compare condo insurance rates by city in Nevada
Condo insurance rates in Nevada vary by city, with factors such as weather and crime rates influencing pricing. To find the most affordable and reliable condo insurance in your city, take these factors into account and compare quotes from multiple insurance companies.
City Annual insurance premium
Methodology
Insurance.com compared condo insurance rates provided by Quadrant Information Services across all 50 states and Washington, D.C.
Average condo insurance rates are based on:
- $60,000 in personal property coverage
- $300,000 in liability coverage
- $1,000 deductible
- Good credit
Rates were also fielded at varying personal property and liability coverage levels for comparison.


