Best condo insurance companies in Nevada

There are many companies offering condo insurance coverage in Nevada. Country Financial is the best condo insurance company in Nevada based on our analysis. Our insurance experts reviewed prices and ratings from trusted sources like the National Association of Insurance Commissioners (NAIC) and AM Best.

Based on our research, here are the best condo insurance companies in Nevada.

CompanyAnnual premiumAM Best ratingNAICInsurance.com rating
Country Financial$445A+0.26
5.0
Nationwide$513A+0.87
4.2
Allstate$599A+0.9
3.8
Farmers$733A0.54
3.8
American Family$834A0.37
3.7
State Farm$695A++0.95
3.5
CSAA Insurance (AAA)$615A1.23
3.3

How much does condo insurance cost in Nevada?

The average cost of condo insurance in Nevada is $620 per year, or $52 per month. This is based on a policy with $60,000 in personal property coverage, $300,000 in liability coverage, and a $1,000 deductible. Your actual premium will be higher or lower depending on factors such as your location, selected coverage limits, deductible amount, and other considerations.

To secure the lowest rate, compare quotes from multiple insurance providers and choose the policy that best meets your needs.

Average annual premium$620
Average monthly premium$52

Condo insurance calculator

Average condo insurance rates in Nevada
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Most & least expensive ZIP codes for condo insurance in Nevada

ZIP codeCityHighest rate
89104Las Vegas$596
89101Las Vegas$593
89109Las Vegas$591
89121Las Vegas$585
ZIP codeCityLowest rate
89436Spanish Springs$460
89503Reno$462
89512Reno$463
89506Golden Valley$463

Condo insurance rates in Nevada by company and coverage level

Country Financial offers the lowest condo insurance rates in Nevada for coverage limits of $60,000 for personal property and $300,000 for liability with a $1,000 deductible.

The second most affordable option is Nationwide, with an annual rate of $513. However, your rates will vary based on the coverage level you select.

The table below presents condo insurance rates from top companies at various coverage levels.

Company$40,000 contents/$100,000 liability$40,000 contents/$300,000 liability$60,000 contents/$100,000 liability$60,000 contents/$300,000 liability$80,000 contents/$100,000 liability$80,000 contents/$300,000 liability$100,000 contents/$100,000 liability$100,000 contents/$300,000 liability
Allstate$457$521$535$599$605$669$675$739
American Family$724$748$809$834$877$904$935$963
Country Financial$346$361$430$445$518$533$605$620
CSAA Insurance (AAA)$572$610$577$615$582$620$586$624
Farmers$589$687$635$733$685$783$733$831
Nationwide$408$416$503$513$602$612$701$712
State Farm$611$618$688$695$763$770$850$857
USAA$670$670$744$744$807$807$861$861

Condo insurance rates by company in Nevada

The cheapest option is Country Financial, followed by Nationwide and Allstate as the second and third most affordable choices. However, condo insurance rates in Nevada vary by company, so it's a good idea to shop around and compare quotes.

The table below shows condo insurance rates from major companies in Nevada.

CompanyAverage annual rateAverage monthly rate
Country Financial$445$37
Nationwide$513$43
Allstate$599$50
CSAA Insurance (AAA)$615$51
State Farm$695$58
Farmers$733$61
American Family$834$70
USAA$744$62

Compare condo insurance rates by city in Nevada

Condo insurance rates in Nevada vary by city, with factors such as weather and crime rates influencing pricing. To find the most affordable and reliable condo insurance in your city, take these factors into account and compare quotes from multiple insurance companies.

CityAnnual insurance premium
Boulder City
$613
Elko
$581
Fernley
$575
Henderson
$645
Incline Village
$660
Las Vegas
$659
Mesquite
$610
North Las Vegas
$644
Pahrump
$618
Reno
$556
Silver Springs
$574
Sparks
$562
West Wendover
$566
Yerington
$588

Insurance.com compared condo insurance rates provided by Quadrant Information Services across all 50 states and Washington, D.C.

Average condo insurance rates are based on:

  • $60,000 in personal property coverage
  • $300,000 in liability coverage
  • $1,000 deductible
  • Good credit

Rates were also fielded at varying personal property and liability coverage levels for comparison.