Average cost of condo insurance in Woodstock
The average cost of condo insurance (HO-6) in Woodstock is $771 per year, or $64 per month for $40,000 in personal property coverage and $100,000 in liability protection with a $1,000 deductible.
However, the cost of condo insurance can vary depending on where you live in the city, the insurance company, and the coverage limits you choose. The highest average rate in Woodstock is $1,041, which is $633 more than the lowest average rate of $408.
| Average annual cost | $771 |
| Average per month cost | $64 |
| Highest average rate | $1,041 |
| Lowest average rate | $408 |
Cheapest condo insurance in Woodstock
The cheapest condo insurance company in Woodstock is Allstate at an average annual rate of $419. The second-cheapest option is Georgia Farm Bureau with an average yearly rate of $444.
Of course, these rates are averages, so it's important to shop around and compare rates for your needs.
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Allstate | $419 | $35 |
| Georgia Farm Bureau | $444 | $37 |
| Auto-Owners | $547 | $46 |
| Travelers | $634 | $53 |
| State Farm | $729 | $61 |
| Farmers | $792 | $66 |
| Nationwide | $842 | $70 |
| USAA | $995 | $83 |
Condo insurance cost in Woodstock compared with the state average
Condo insurance costs an average of $771 per year in Woodstock. That's $24 more expensive than the state average of $747.
| City average cost | $771 |
| State average cost | $747 |
Condo insurance cost in Woodstock by coverage level
Several factors affect your HO-6 condo insurance. One key factor is your location, and another is the amount of personal property coverage you choose. The higher your coverage limit, the higher the condo insurance cost.
For example, the average annual cost for $40,000 in personal property coverage is $771, or about $64 per month.
Condo insurance rates in Woodstock with $100,000 liability
The following table shows the cost of condo insurance for four coverage levels with a liability limit of $100,000 and $1,000 deductible.
| Coverage | Average annual rate | Average per month rate |
|---|---|---|
| $40,000 | $771 | $64 |
| $60,000 | $887 | $74 |
| $80,000 | $997 | $83 |
| $100,000 | $1,102 | $92 |
Condo insurance cost in Woodstock with $300,000 liability
The following table shows the cost of condo insurance for four coverage levels with a liability limit of $300,000 and $1,000 deductible.
| Coverage | Average annual rate | Average per month rate |
|---|---|---|
| $40,000 | $779 | $65 |
| $60,000 | $896 | $75 |
| $80,000 | $1,006 | $84 |
| $100,000 | $1,113 | $93 |
Methodology
Insurance.com compared condo insurance rates provided by Quadrant Information Services from 2023 for around 29,000 cities in all states and Washington D.C for multiple coverage levels. The content has been updated for 2025.
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