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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Buick Encore GX is $2,447 per year or $204 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Buick Encore GX costs $2,447, whereas the 2024 Buick Encore GX costs $2,432 annually. This is $15 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Buick Encore GX at $1,628 per year.
Below, we'll look at Buick Encore GX insurance rates and show you how to save.
Average insurance cost of Buick Encore GX by model year
| Year of Buick Encore GX model | Average cost to insure |
|---|---|
| 2025 | $2,447 |
| 2024 | $2,432 |
| 2023 | $2,372 |
| 2022 | $2,289 |
| 2021 | $2,239 |
Compare Encore GX insurance rates by state
| Company | Average annual premium |
|---|---|
| Nationwide | $1,813 |
| State Farm | $1,831 |
| Travelers | $2,167 |
| UAIC | $2,629 |
| Mercury Insurance | $3,076 |
| GEICO | $3,278 |
| Allstate | $3,427 |
| Farmers | $3,566 |
| Progressive | $4,523 |
| AIG | $5,159 |
Buick Encore GX insurance rates per year
2025 Buick Encore GX insurance rates
Rank Company Average annual premium 1 Travelers $1,628 2 State Farm $1,997 3 Nationwide $2,149 4 GEICO $2,167 5 Progressive $2,620 6 Allstate $2,974 7 Farmers $3,302 8 USAA $1,702 2024 Buick Encore GX insurance rates
Rank Company Average annual premium 1 Travelers $1,663 2 State Farm $1,877 3 GEICO $2,142 4 Nationwide $2,244 5 Progressive $2,608 6 Allstate $2,893 7 Farmers $3,275 8 USAA $1,820 2023 Buick Encore GX insurance rates
Rank Company Average annual premium 1 Travelers $1,637 2 State Farm $1,851 3 GEICO $1,956 4 Progressive $2,300 5 Nationwide $2,329 6 Allstate $3,003 7 Farmers $3,194 8 USAA $1,874 2022 Buick Encore GX insurance rates
Rank Company Average annual premium 1 Travelers $1,615 2 State Farm $1,808 3 GEICO $1,892 4 Nationwide $2,197 5 Progressive $2,246 6 Allstate $2,888 7 Farmers $3,071 8 USAA $1,816 2021 Buick Encore GX insurance rates
Rank Company Average annual premium 1 Travelers $1,575 2 State Farm $1,806 3 GEICO $1,892 4 Nationwide $2,202 5 Progressive $2,411 6 Allstate $2,792 7 Farmers $2,908 8 USAA $1,660 2020 Buick Encore GX insurance rates
Rank Company Average annual premium 1 Travelers $1,529 2 State Farm $1,754 3 GEICO $1,830 4 Nationwide $2,098 5 Progressive $2,307 6 Allstate $2,703 7 Farmers $2,817 8 USAA $1,666
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage