Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Owning a Buick Encore means enjoying comfort, style, and luxury. But before you start your next adventure, make sure your prized SUV is adequately protected.
On average, Buick Encore auto insurance costs around $1,807 per year or $151 per month, based on a detailed data study by Insurance.com. However, auto insurance costs may be higher or lower depending on factors such as driving history, model year and insurance company.
While newer Encore models have advanced safety features and technology, they often come with slightly higher insurance premiums due to potentially higher repair costs. For instance, insurance cost for a 2023 Buick Encore is $1,807 annually, whereas drivers pay $1,565 for a 2022 Encore. State Farm offers the cheapest annual rate for 2023 Buick Encore at $1,239 per year.
Continue reading to find out which companies have the lowest Buick insurance rates for your model year in your state.
Average insurance cost of Buick Encore by model year
| Year of Buick Encore model | Average cost to insure |
|---|---|
| 2023 | $1,807 |
| 2022 | $1,565 |
| 2021 | $1,469 |
| 2020 | $1,464 |
| 2019 | $1,543 |
Compare Buick Encore insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 2WD 4 Door Utility DOHC Turbo | $1,508 |
| State Farm | 4WD 4 Door Utility DOHC Turbo | $1,537 |
| Nationwide | 4WD 4 Door Utility DOHC Turbo | $1,943 |
| Nationwide | 2WD 4 Door Utility DOHC Turbo | $2,036 |
| Progressive | 4WD 4 Door Utility DOHC Turbo | $2,316 |
| Progressive | 2WD 4 Door Utility DOHC Turbo | $2,360 |
| Geico | 2WD 4 Door Utility DOHC Turbo | $2,482 |
| Geico | 4WD 4 Door Utility DOHC Turbo | $2,482 |
| Allstate | 2WD 4 Door Utility DOHC Turbo | $3,532 |
| Allstate | 4WD 4 Door Utility DOHC Turbo | $3,659 |
Buick Encore insurance rates per year
2023 Buick Encore insurance rates
Rank Company Average annual premium 1 State Farm $1,239 2 Nationwide $1,523 3 Geico $1,643 4 Progressive $1,743 5 Farmers $2,209 6 Allstate $2,485 2022 Buick Encore insurance rates
Rank Company Average annual premium 1 State Farm $1,082 2 Geico $1,229 3 Nationwide $1,395 4 Progressive $1,717 5 Farmers $1,815 6 Allstate $2,154 2021 Buick Encore insurance rates
Rank Company Average annual premium 1 State Farm $1,018 2 Progressive $1,135 3 Geico $1,181 4 Nationwide $1,452 5 Farmers $1,763 6 Allstate $2,265 2020 Buick Encore insurance rates
Rank Company Average annual premium 1 Geico $1,124 2 State Farm $1,154 3 Progressive $1,428 4 Nationwide $1,442 5 Farmers $1,661 6 Allstate $1,975 2019 Buick Encore insurance rates
Rank Company Average annual premium 1 Geico $1,096 2 State Farm $1,209 3 Nationwide $1,375 4 Progressive $1,559 5 Allstate $1,961 6 Farmers $2,059 2018 Buick Encore insurance rates
Rank Company Average annual premium 1 Geico $1,057 2 State Farm $1,170 3 Nationwide $1,387 4 Progressive $1,524 5 Allstate $1,758 6 Farmers $2,011 2017 Buick Encore insurance rates
Rank Company Average annual premium 1 Geico $1,051 2 State Farm $1,166 3 Nationwide $1,402 4 Progressive $1,430 5 Allstate $1,746 6 Farmers $1,938 2016 Buick Encore insurance rates
Rank Company Average annual premium 1 Geico $1,029 2 State Farm $1,124 3 Progressive $1,399 4 Nationwide $1,452 5 Allstate $1,678 6 Farmers $1,947
