Buick Encore insurance costs by model year and company
Written byPrachi Singh
Contributing Researcher
Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
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Owning a Buick Encore means enjoying comfort, style, and luxury. But before you start your next adventure, make sure your prized SUV is adequately protected.
On average, Buick Encore auto insurance costs around $1,807 per year or $151 per month, based on a detailed data study by Insurance.com. However, auto insurance costs may be higher or lower depending on factors such as driving history, model year and insurance company.
While newer Encore models have advanced safety features and technology, they often come with slightly higher insurance premiums due to potentially higher repair costs. For instance, insurance cost for a 2023 Buick Encore is $1,807 annually, whereas drivers pay $1,565 for a 2022 Encore. State Farm offers the cheapest annual rate for 2023 Buick Encore at $1,239 per year.
Continue reading to find out which companies have the lowest Buick insurance rates for your model year in your state.
Average insurance cost of Buick Encore by model year
Year of Buick Encore model
Average cost to insure
2023
$1,807
2022
$1,565
2021
$1,469
2020
$1,464
2019
$1,543
Compare Buick Encore insurance rates by state
LOADING
Company
Style
Average annual premium
State Farm
2WD 4 Door Utility DOHC Turbo
$1,508
State Farm
4WD 4 Door Utility DOHC Turbo
$1,537
Nationwide
4WD 4 Door Utility DOHC Turbo
$1,943
Nationwide
2WD 4 Door Utility DOHC Turbo
$2,036
Progressive
4WD 4 Door Utility DOHC Turbo
$2,316
Progressive
2WD 4 Door Utility DOHC Turbo
$2,360
GEICO
2WD 4 Door Utility DOHC Turbo
$2,482
GEICO
4WD 4 Door Utility DOHC Turbo
$2,482
Allstate
2WD 4 Door Utility DOHC Turbo
$3,532
Allstate
4WD 4 Door Utility DOHC Turbo
$3,659
Buick Encore insurance rates per year
2023
2023 Buick Encore insurance rates
Average cost to insure$1,807
Annual cheapest rate$1,239
Available trims GX Essence, GX Preferred, GX Select
Rank
Company
Average annual premium
1
State Farm
$1,239
2
Nationwide
$1,523
3
GEICO
$1,643
4
Progressive
$1,743
5
Farmers
$2,209
6
Allstate
$2,485
2022
2022 Buick Encore insurance rates
Average cost to insure$1,565
Annual cheapest rate$1,082
Available trims GX Essence, GX Preferred, GX Select
Rank
Company
Average annual premium
1
State Farm
$1,082
2
GEICO
$1,229
3
Nationwide
$1,395
4
Progressive
$1,717
5
Farmers
$1,815
6
Allstate
$2,154
2021
2021 Buick Encore insurance rates
Average cost to insure$1,469
Annual cheapest rate$1,018
Available trims GX Essence, GX Preferred, GX Select
Rank
Company
Average annual premium
1
State Farm
$1,018
2
Progressive
$1,135
3
GEICO
$1,181
4
Nationwide
$1,452
5
Farmers
$1,763
6
Allstate
$2,265
2020
2020 Buick Encore insurance rates
Average cost to insure$1,464
Annual cheapest rate$1,124
Available trims GX Essence, GX Preferred, GX Select
Rank
Company
Average annual premium
1
GEICO
$1,124
2
State Farm
$1,154
3
Progressive
$1,428
4
Nationwide
$1,442
5
Farmers
$1,661
6
Allstate
$1,975
2019
2019 Buick Encore insurance rates
Average cost to insure$1,543
Annual cheapest rate$1,096
Available trims GX Essence, GX Preferred, GX Select
Rank
Company
Average annual premium
1
GEICO
$1,096
2
State Farm
$1,209
3
Nationwide
$1,375
4
Progressive
$1,559
5
Allstate
$1,961
6
Farmers
$2,059
2018
2018 Buick Encore insurance rates
Average cost to insure$1,485
Annual cheapest rate$1,057
Available trims GX Essence, GX Preferred, GX Select
Rank
Company
Average annual premium
1
GEICO
$1,057
2
State Farm
$1,170
3
Nationwide
$1,387
4
Progressive
$1,524
5
Allstate
$1,758
6
Farmers
$2,011
2017
2017 Buick Encore insurance rates
Average cost to insure$1,456
Annual cheapest rate$1,051
Available trims GX Essence, GX Preferred, GX Select
Rank
Company
Average annual premium
1
GEICO
$1,051
2
State Farm
$1,166
3
Nationwide
$1,402
4
Progressive
$1,430
5
Allstate
$1,746
6
Farmers
$1,938
2016
2016 Buick Encore insurance rates
Average cost to insure$1,438
Annual cheapest rate$1,029
Available trims GX Essence, GX Preferred, GX Select
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