Prachi Singh
Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

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Leslie Kasperowicz
Reviewed by Leslie Kasperowicz
Executive Editor

Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.

Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


Leslie Kasperowicz Reviewed by Leslie Kasperowicz
Executive Editor

Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.


Why you can trust Insurance.com

If you own a Jeep Cherokee or are planning to buy one, you'll want to know what insurance is likely to cost. Insurance costs can vary widely depending on your vehicle's model year, trim, driving history, and where you live.

There's a car insurance rates by model tool below that lets you enter your state, model year, and other details to get personalized estimates. It helps you compare rates from numerous carriers side by side, so you can find insurance policy that balances coverage and cost, helping you save money.

Keep reading to learn more about the average insurance rates for Jeep Cherokee by model year and by company.

Average insurance cost of Jeep Cherokee by model year

Year of Jeep Cherokee modelAverage cost to insure
2023$2,200
2022$2,086
2021$1,979
2020$1,955
2019$1,925
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Compare Cherokee insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
State Farm4WD 4 Door Utility SOHC 4001 to 5000 Lbs$2,108
State Farm4WD 4 Door Utility SOHC 5001 to 6000 Lbs$2,108
State Farm4WD 4 Door Utility SOHC 6001 to 7000 Lbs$2,108
State Farm4WD 4 Door Utility SOHC 7001 to 8000 Lbs$2,108
Nationwide4WD 4 Door Utility SOHC 4001 to 5000 Lbs$2,398
Nationwide4WD 4 Door Utility SOHC 5001 to 6000 Lbs$2,398
Nationwide4WD 4 Door Utility SOHC 6001 to 7000 Lbs$2,398
Nationwide4WD 4 Door Utility SOHC 7001 to 8000 Lbs$2,398
Progressive4WD 4 Door Utility SOHC 4001 to 5000 Lbs$2,698
Progressive4WD 4 Door Utility SOHC 5001 to 6000 Lbs$2,698
Progressive4WD 4 Door Utility SOHC 6001 to 7000 Lbs$2,698
Progressive4WD 4 Door Utility SOHC 7001 to 8000 Lbs$2,698
GEICO4WD 4 Door Utility SOHC 4001 to 5000 Lbs$2,748
GEICO4WD 4 Door Utility SOHC 5001 to 6000 Lbs$2,748
GEICO4WD 4 Door Utility SOHC 6001 to 7000 Lbs$2,748
GEICO4WD 4 Door Utility SOHC 7001 to 8000 Lbs$2,748

Jeep Cherokee insurance rates per year

2023

2023 Jeep Cherokee insurance rates

Average cost to insure $2,200
Annual cheapest rate $1,731
Available trims Altitude Lux, Trailhawk
RankCompanyAverage annual premium
1Nationwide$1,731
2State Farm$1,776
3Progressive$1,948
4GEICO$2,159
5Farmers$2,628
6Allstate$2,960
2022

2022 Jeep Cherokee insurance rates

Average cost to insure $2,086
Annual cheapest rate $1,689
Available trims Altitude, Latitude Lux, Limited, Trailhawk, X
RankCompanyAverage annual premium
1State Farm$1,689
2GEICO$1,876
3Nationwide$1,887
4Progressive$1,942
5Farmers$2,559
6Allstate$2,560
2021

2021 Jeep Cherokee insurance rates

Average cost to insure $1,979
Annual cheapest rate $1,620
Available trims 80th Anniversary Edition, Altitude, Freedom, High Altitude, Latitude, Latitude Lux, Latitude Plus, Limited, Sport, Trailhawk
RankCompanyAverage annual premium
1State Farm$1,620
2GEICO$1,716
3Nationwide$1,867
4Progressive$1,887
5Allstate$2,337
6Farmers$2,448
2020

2020 Jeep Cherokee insurance rates

Average cost to insure $1,955
Annual cheapest rate $1,692
Available trims Altitude, High Altitude, Latitude, Latitude Lux, Latitude Plus, Limited, North Edition, Overland, Trailhawk, Trailhawk Elite, Upland
RankCompanyAverage annual premium
1State Farm$1,692
2GEICO$1,718
3Progressive$1,852
4Nationwide$1,882
5Allstate$2,242
6Farmers$2,345
2019

2019 Jeep Cherokee insurance rates

Average cost to insure $1,925
Annual cheapest rate $1,645
Available trims Altitude, High Altitude, Latitude, Latitude Plus, Limited, Overland, Trailhawk, Trailhawk Elite, Upland
RankCompanyAverage annual premium
1GEICO$1,645
2State Farm$1,726
3Progressive$1,811
4Nationwide$1,896
5Allstate$2,189
6Farmers$2,281
2018

2018 Jeep Cherokee insurance rates

Average cost to insure $1,871
Annual cheapest rate $1,562
Available trims Latitude, Latitude Plus, Limited, Overland, Trailhawk
RankCompanyAverage annual premium
1GEICO$1,562
2State Farm$1,657
3Progressive$1,771
4Nationwide$1,859
5Allstate$2,159
6Farmers$2,215
2017

2017 Jeep Cherokee insurance rates

Average cost to insure $1,847
Annual cheapest rate $1,580
Available trims 75th Anniversary, Altitude, High Altitude, L Plus, Latitude, Limited, Overland, Sport, Trailhawk
RankCompanyAverage annual premium
1GEICO$1,580
2State Farm$1,612
3Progressive$1,709
4Nationwide$1,955
5Allstate$2,062
6Farmers$2,162

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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