How much does condo insurance cost in Idaho?
The average cost of condo insurance in Idaho is $499 per year or $42 per month for $60,000 in personal property coverage, $300,000 in liability coverage and a $1,000 deductible. Your actual annual premium may be higher or lower depending on where you live, the coverage limits you choose, your deductible and other factors.
To find the cheapest company for you, compare quotes from multiple insurance providers and choose the coverage that fits your needs.
| Average annual premium | $499 |
| Average monthly premium | $42 |
Condo insurance rates in Idaho by company and coverage level
Allstate offers the lowest condo insurance rates in Idaho for coverage limits of $60,000 for personal property and $300,000 for liability with a $1,000 deductible.
The second most affordable option is Nationwide at $393 per year. However, prices will vary depending on the coverage level you choose.
The table below shows condo insurance rates from top companies at different coverage levels.
| Company | $40,000 contents/$100,000 liability | $40,000 contents/$300,000 liability | $60,000 contents/$100,000 liability | $60,000 contents/$300,000 liability | $80,000 contents/$100,000 liability | $80,000 contents/$300,000 liability | $100,000 contents/$100,000 liability | $100,000 contents/$300,000 liability |
|---|---|---|---|---|---|---|---|---|
| Allstate | $237 | $276 | $295 | $334 | $353 | $392 | $411 | $450 |
| American Family | $485 | $496 | $535 | $547 | $576 | $588 | $610 | $623 |
| Farm Bureau | $703 | $703 | $867 | $867 | $1,031 | $1,031 | $1,194 | $1,194 |
| Farmers | $367 | $409 | $401 | $443 | $436 | $478 | $471 | $513 |
| Nationwide | $367 | $371 | $389 | $393 | $414 | $417 | $438 | $441 |
| State Farm | $367 | $376 | $421 | $430 | $461 | $470 | $501 | $510 |
| USAA | $461 | $461 | $494 | $494 | $525 | $525 | $550 | $550 |
Condo insurance rates by company in Idaho
The cheapest option is Allstate, followed by Nationwide and State Farm as the second and third most affordable choices. However, condo insurance rates in Idaho vary by company, so it's a good idea to shop around and compare quotes.
The table below shows condo insurance rates from major companies in Idaho.
| Company | Average annual rate | Average monthly rate |
|---|---|---|
| Allstate | $334 | $28 |
| Nationwide | $393 | $33 |
| State Farm | $430 | $36 |
| Farmers | $443 | $37 |
| American Family | $547 | $46 |
| Farm Bureau | $867 | $72 |
| USAA | $494 | $41 |
Compare condo insurance rates by city in Idaho
Condo insurance rates vary by city. Factors like weather, crime rates and property values all play a role in pricing. To find the cheapest and best condo insurance in your city in Idaho, consider these factors and compare quotes from different insurance companies.
City Annual insurance premium
Methodology
Insurance.com compared condo insurance rates provided by Quadrant Information Services across all 50 states and Washington, D.C.
Average condo insurance rates are based on:
- $60,000 in personal property coverage
- $300,000 in liability coverage
- $1,000 deductible
- Good credit
Rates were also fielded at varying personal property and liability coverage levels for comparison.
Compare Idaho condo insurance rates with other states
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