- Best condo insurance companies in Washington
- How much does condo insurance cost in Washington?
- Condo insurance rates in Washington by company and coverage level
- Condo insurance rates by company in Washington
- Compare condo insurance rates by city in Washington
- Methodology
- Compare Washington condo insurance rates with other states
Best condo insurance companies in Washington
Based on our analysis, Nationwide is the best condo insurance company in Washington among many options. Our insurance experts evaluated pricing and ratings from trusted sources, including the National Association of Insurance Commissioners (NAIC) and AM Best.
Here are the best condo insurance companies in Washington, based on our research.
| Company | Annual premium | AM Best rating | NAIC | Insurance.com rating |
|---|---|---|---|---|
| Nationwide | $309 | A+ | 0.87 | |
| Allstate | $372 | A+ | 0.9 | |
| American Family | $549 | A | 0.37 | |
| PEMCO | $575 | B++ | 0.2 | |
| Farmers | $558 | A | 0.54 | |
| State Farm | $465 | A++ | 0.95 |
How much does condo insurance cost in Washington?
The average cost of condo insurance in Washington is $616 per year or $51 per month for $60,000 in personal property coverage, $300,000 in liability coverage and a $1,000 deductible. Your actual annual premium may be higher or lower depending on where you live, the coverage limits you choose, your deductible and other factors.
To find the cheapest company for you, compare quotes from multiple insurance providers and choose the coverage that fits your needs.
| Average annual premium | $616 |
| Average monthly premium | $51 |
Condo insurance rates in Washington by company and coverage level
Nationwide offers the lowest condo insurance rates in Washington for coverage limits of $60,000 for personal property and $300,000 for liability with a $1,000 deductible.
The second most affordable option is Allstate, with an annual rate of $372. However, your rates will vary based on the coverage level you select.
The table below presents condo insurance rates from top companies at various coverage levels.
| Company | $40,000 contents/$100,000 liability | $40,000 contents/$300,000 liability | $60,000 contents/$100,000 liability | $60,000 contents/$300,000 liability | $80,000 contents/$100,000 liability | $80,000 contents/$300,000 liability | $100,000 contents/$100,000 liability | $100,000 contents/$300,000 liability |
|---|---|---|---|---|---|---|---|---|
| Allstate | $303 | $328 | $347 | $372 | $383 | $408 | $408 | $433 |
| American Family | $464 | $475 | $539 | $549 | $612 | $622 | $691 | $701 |
| Farmers | $448 | $466 | $540 | $558 | $635 | $653 | $738 | $756 |
| Nationwide | $258 | $265 | $301 | $309 | $343 | $353 | $388 | $399 |
| PEMCO | $454 | $465 | $564 | $575 | $650 | $661 | $738 | $749 |
| State Farm | $394 | $409 | $450 | $465 | $506 | $521 | $569 | $584 |
| USAA | $862 | $862 | $923 | $923 | $985 | $985 | $1,047 | $1,047 |
Condo insurance rates by company in Washington
The most affordable company is Nationwide, with Allstate and State Farm ranking as the second and third cheapest. Since condo insurance rates in Washington vary by company, it is important to compare quotes to find the best deal.
The table below lists the condo insurance rates from major companies in Washington.
| Company | Average annual rate | Average monthly rate |
|---|---|---|
| Nationwide | $309 | $26 |
| Allstate | $372 | $31 |
| State Farm | $465 | $39 |
| American Family | $549 | $46 |
| Farmers | $558 | $46 |
| PEMCO | $575 | $48 |
| USAA | $923 | $77 |
Compare condo insurance rates by city in Washington
Condo insurance rates in Washington vary by city, with factors such as weather and crime rates influencing pricing. To find the most affordable and reliable condo insurance in your city, take these factors into account and compare quotes from multiple insurance companies.
City Annual insurance premium
Methodology
Insurance.com compared condo insurance rates provided by Quadrant Information Services across all 50 states and Washington, D.C.
Average condo insurance rates are based on:
- $60,000 in personal property coverage
- $300,000 in liability coverage
- $1,000 deductible
- Good credit
Rates were also fielded at varying personal property and liability coverage levels for comparison.
Compare Washington condo insurance rates with other states
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