Condo insurance in Fort Wayne, IN

Average cost of condo insurance in Fort Wayne

The average cost of condo insurance (HO-6) in Fort Wayne is $501 per year, or $42 per month for $40,000 in personal property coverage and $100,000 in liability protection with a $1,000 deductible.

However, the cost of condo insurance can vary depending on where you live in the city, the insurance company, and the coverage limits you choose. The highest average rate in Fort Wayne is $924, which is $687 more than the lowest average rate of $237.

Average annual cost	$501
Average per month cost	$42
Highest average rate	$924
Lowest average rate	$237

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Cheapest condo insurance in Fort Wayne

The most affordable condo insurance company in Fort Wayne is Indiana Farmers, with an average yearly cost of $237. The second most affordable option is State Farm, with an average annual rate of $237.

These rates are only averages, so it's a good idea to compare quotes from different companies to find the best option for your needs.

Company	Average annual premium	Average monthly premium
Indiana Farmers	$237	$20
State Farm	$237	$20
Allstate	$306	$26
Erie Insurance	$372	$31
Farmers	$392	$33
American Family	$493	$41
Indiana Farm Bureau Grp	$540	$45
Nationwide	$542	$45
Auto-Owners	$612	$51
Travelers	$849	$71
USAA	$608	$51

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Condo insurance cost in Fort Wayne compared with the state average

The average cost of condo insurance in Fort Wayne is $501 per year. That is $5 less than the state average of $506.

City average cost	$501
State average cost	$506

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Condo insurance cost in Fort Wayne by coverage level

Several factors affect your HO-6 condo insurance. One key factor is your location, and another is the amount of personal property coverage you choose. The higher your coverage limit, the higher the condo insurance cost.

For example, the average annual cost for $40,000 in personal property coverage is $501, or about $42 per month.

Condo insurance rates in Fort Wayne with $100,000 liability

The following table shows the cost of condo insurance for four coverage levels with a liability limit of $100,000 and $1,000 deductible.

Coverage	Average annual rate	Average per month rate
$40,000	$501	$42
$60,000	$567	$47
$80,000	$627	$52
$100,000	$688	$57

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Condo insurance cost in Fort Wayne with $300,000 liability

The following table shows the cost of condo insurance for four coverage levels with a liability limit of $300,000 and $1,000 deductible.

Coverage	Average annual rate	Average per month rate
$40,000	$516	$43
$60,000	$583	$49
$80,000	$645	$54
$100,000	$708	$59

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Methodology

Insurance.com compared condo insurance rates provided by Quadrant Information Services from 2023 for around 29,000 cities in all states and Washington D.C for multiple coverage levels. The content has been updated for 2025.