Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Cadillac XT4 is $2,406 per year or $200 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Cadillac XT4 costs $2,406, whereas the 2023 Cadillac XT4 costs $2,358 annually. This is $48 less than the 2024 rates.
Nationwide offers the cheapest annual rate for 2024 Cadillac XT4 at $1,771 per year.
Below, we'll look at Cadillac XT4 insurance rates and show you how to save.
Average insurance cost of Cadillac XT4 by model year
| Year of Cadillac XT4 model | Average cost to insure |
|---|---|
| 2024 | $2,406 |
| 2023 | $2,358 |
| 2022 | $2,335 |
| 2021 | $2,264 |
| 2020 | $2,228 |
Compare XT4 insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| Nationwide | 4WD 4 Door Utility Turbo | $1,826 |
| Nationwide | 4WD 4 Door Utility Turbo 4001 to 5000 Lbs | $1,826 |
| Nationwide | 4WD 4 Door Utility Turbo 5001 to 6000 Lbs | $1,826 |
| Nationwide | 4WD 4 Door Utility Turbo 6001 to 7000 Lbs | $1,826 |
| Nationwide | 2WD 4 Door Utility Turbo | $1,994 |
| Nationwide | 2WD 4 Door Utility Turbo 4001 to 5000 Lbs | $1,994 |
| Nationwide | 2WD 4 Door Utility Turbo 5001 to 6000 Lbs | $1,994 |
| Nationwide | 2WD 4 Door Utility Turbo 6001 to 7000 Lbs | $1,994 |
| State Farm | 4WD 4 Door Utility Turbo | $2,138 |
| State Farm | 4WD 4 Door Utility Turbo 4001 to 5000 Lbs | $2,138 |
| State Farm | 4WD 4 Door Utility Turbo 5001 to 6000 Lbs | $2,138 |
| State Farm | 4WD 4 Door Utility Turbo 6001 to 7000 Lbs | $2,138 |
| State Farm | 2WD 4 Door Utility Turbo | $2,211 |
| State Farm | 2WD 4 Door Utility Turbo 4001 to 5000 Lbs | $2,211 |
| State Farm | 2WD 4 Door Utility Turbo 5001 to 6000 Lbs | $2,211 |
| State Farm | 2WD 4 Door Utility Turbo 6001 to 7000 Lbs | $2,211 |
| GEICO | 2WD 4 Door Utility Turbo | $2,668 |
| GEICO | 2WD 4 Door Utility Turbo 4001 to 5000 Lbs | $2,668 |
| GEICO | 2WD 4 Door Utility Turbo 5001 to 6000 Lbs | $2,668 |
| GEICO | 2WD 4 Door Utility Turbo 6001 to 7000 Lbs | $2,668 |
| GEICO | 4WD 4 Door Utility Turbo | $2,710 |
| GEICO | 4WD 4 Door Utility Turbo 4001 to 5000 Lbs | $2,710 |
| GEICO | 4WD 4 Door Utility Turbo 5001 to 6000 Lbs | $2,710 |
| GEICO | 4WD 4 Door Utility Turbo 6001 to 7000 Lbs | $2,710 |
| Progressive | 2WD 4 Door Utility Turbo | $3,334 |
| Progressive | 2WD 4 Door Utility Turbo 4001 to 5000 Lbs | $3,334 |
| Progressive | 2WD 4 Door Utility Turbo 5001 to 6000 Lbs | $3,334 |
| Progressive | 2WD 4 Door Utility Turbo 6001 to 7000 Lbs | $3,334 |
| Progressive | 4WD 4 Door Utility Turbo | $3,334 |
| Progressive | 4WD 4 Door Utility Turbo 4001 to 5000 Lbs | $3,334 |
| Progressive | 4WD 4 Door Utility Turbo 5001 to 6000 Lbs | $3,334 |
| Progressive | 4WD 4 Door Utility Turbo 6001 to 7000 Lbs | $3,334 |
| Allstate | 2WD 4 Door Utility Turbo | $4,304 |
| Allstate | 2WD 4 Door Utility Turbo 4001 to 5000 Lbs | $4,304 |
| Allstate | 2WD 4 Door Utility Turbo 5001 to 6000 Lbs | $4,304 |
| Allstate | 2WD 4 Door Utility Turbo 6001 to 7000 Lbs | $4,304 |
| Allstate | 4WD 4 Door Utility Turbo | $4,635 |
| Allstate | 4WD 4 Door Utility Turbo 4001 to 5000 Lbs | $4,635 |
| Allstate | 4WD 4 Door Utility Turbo 5001 to 6000 Lbs | $4,635 |
| Allstate | 4WD 4 Door Utility Turbo 6001 to 7000 Lbs | $4,635 |
Cadillac XT4 insurance rates per year
2024 Cadillac XT4 insurance rates
Rank Company Average annual premium 1 Nationwide $1,771 2 State Farm $1,795 3 GEICO $2,043 4 Progressive $2,465 5 Farmers $3,146 6 Allstate $3,213 2023 Cadillac XT4 insurance rates
Rank Company Average annual premium 1 Nationwide $1,714 2 State Farm $1,806 3 GEICO $2,028 4 Progressive $2,409 5 Allstate $3,083 6 Farmers $3,110 2022 Cadillac XT4 insurance rates
Rank Company Average annual premium 1 State Farm $1,791 2 GEICO $1,955 3 Nationwide $2,026 4 Progressive $2,366 5 Allstate $2,861 6 Farmers $3,013 2021 Cadillac XT4 insurance rates
Rank Company Average annual premium 1 State Farm $1,628 2 GEICO $1,930 3 Nationwide $2,055 4 Progressive $2,366 5 Allstate $2,728 6 Farmers $2,875 2020 Cadillac XT4 insurance rates
Rank Company Average annual premium 1 State Farm $1,711 2 GEICO $1,837 3 Nationwide $2,141 4 Progressive $2,301 5 Allstate $2,626 6 Farmers $2,753 2019 Cadillac XT4 insurance rates
Rank Company Average annual premium 1 State Farm $1,669 2 GEICO $1,800 3 Nationwide $2,162 4 Progressive $2,230 5 Allstate $2,577 6 Farmers $2,670
Cadillac insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage