Ashlee Tilford Written by Ashlee Tilford
Managing Editor

Ashlee is a dynamic business writer and editor with a focus on personal finance. With an MBA and more than fourteen years in the finance industry, Ashlee brings a practical and relatable perspective to insurance topics. She is passionate about empowering others to achieve financial success and protect their assets. When Ashlee isn't writing and editing, she enjoys spending time with her partner, dog and chickens on their farm in Kentucky.


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Insurance.com research suggests that the cost of insuring a Cadillac Xt4 is estimated to be around $2,060 annually or $172 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2023 Cadillac Xt4 costs $2,060 per year, while its 2022 equivalent costs $1,761 per year.

Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.

Read on to learn in detail about these cost-effective auto policies for Cadillac Xt4.

Average insurance cost of Cadillac Xt4 by model year

Year of Cadillac Xt4 ModelAverage Cost to Insure
2023$2,060
2022$1,761
2021$1,669
2020$1,835
2019$1,823
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Compare Cadillac Xt4 insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate2WD 4 Door Utility Turbo$2,938
Geico2WD 4 Door Utility Turbo$2,302
Farmers2WD 4 Door Utility Turbo$3,044
Nationwide2WD 4 Door Utility Turbo$2,624
Progressive2WD 4 Door Utility Turbo$1,572
State Farm2WD 4 Door Utility Turbo$1,985
Allstate4WD 4 Door Utility Turbo$2,938
Geico4WD 4 Door Utility Turbo$2,437
Farmers4WD 4 Door Utility Turbo$3,474
Nationwide4WD 4 Door Utility Turbo$2,283
Progressive4WD 4 Door Utility Turbo$1,572
State Farm4WD 4 Door Utility Turbo$2,067

Cadillac Xt4 insurance rates per year

2023

2023 Cadillac Xt4 insurance rates

Average cost to insure $2,060
Annual cheapest rate $1,304
Available trims Luxury, Premium Luxury, Sport
RankCompanyAverage annual premium
1State Farm$1,304
2Nationwide$1,504
3Geico$1,798
4Progressive$2,199
5Farmers$2,709
6Allstate$2,843
2022

2022 Cadillac Xt4 insurance rates

Average cost to insure $1,761
Annual cheapest rate $1,113
Available trims Luxury, Premium Luxury, Sport
RankCompanyAverage annual premium
1State Farm$1,113
2Geico$1,364
3Nationwide$1,469
4Progressive$2,013
5Farmers$2,163
6Allstate$2,443
2021

2021 Cadillac Xt4 insurance rates

Average cost to insure $1,669
Annual cheapest rate $1,049
Available trims Luxury, Premium Luxury, Sport
RankCompanyAverage annual premium
1State Farm$1,049
2Geico$1,328
3Progressive$1,441
4Nationwide$1,613
5Farmers$2,048
6Allstate$2,536
2020

2020 Cadillac Xt4 insurance rates

Average cost to insure $1,835
Annual cheapest rate $1,289
Available trims Luxury, Premium Luxury, Sport
RankCompanyAverage annual premium
1State Farm$1,289
2Geico$1,430
3Progressive$1,800
4Farmers$2,008
5Nationwide$2,073
6Allstate$2,410
2019

2019 Cadillac Xt4 insurance rates

Average cost to insure $1,823
Annual cheapest rate $1,333
Available trims Luxury, Premium Luxury, Sport
RankCompanyAverage annual premium
1State Farm$1,333
2Geico$1,367
3Nationwide$1,672
4Allstate$2,000
5Progressive$2,176
6Farmers$2,390
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