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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Cadillac XT4 is $2,703 per year or $225 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Cadillac XT4 costs $2,703, whereas the 2024 Cadillac XT4 costs $2,642 annually. This is $61 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Cadillac XT4 at $1,755 per year.
Below, we'll look at Cadillac XT4 insurance rates and show you how to save.
Average insurance cost of Cadillac XT4 by model year
| Year of Cadillac XT4 model | Average cost to insure |
|---|---|
| 2025 | $2,703 |
| 2024 | $2,642 |
| 2023 | $2,598 |
| 2022 | $2,500 |
| 2021 | $2,416 |
Compare XT4 insurance rates by state
| Company | Average annual premium |
|---|---|
| Nationwide | $1,668 |
| State Farm | $1,963 |
| Travelers | $2,224 |
| UAIC | $2,638 |
| Mercury Insurance | $2,922 |
| Farmers | $3,306 |
| GEICO | $3,312 |
| Allstate | $4,084 |
| Progressive | $4,151 |
| AIG | $5,615 |
Cadillac XT4 insurance rates per year
2025 Cadillac XT4 insurance rates
Rank Company Average annual premium 1 Travelers $1,755 2 Nationwide $2,022 3 State Farm $2,158 4 GEICO $2,336 5 Progressive $2,586 6 Allstate $3,451 7 Farmers $4,028 8 USAA $2,059 2024 Cadillac XT4 insurance rates
Rank Company Average annual premium 1 Travelers $1,764 2 State Farm $1,985 3 Nationwide $2,141 4 GEICO $2,268 5 Progressive $2,640 6 Allstate $3,276 7 Farmers $3,915 8 USAA $2,167 2023 Cadillac XT4 insurance rates
Rank Company Average annual premium 1 Travelers $1,757 2 State Farm $1,942 3 Nationwide $2,154 4 GEICO $2,196 5 Progressive $2,549 6 Allstate $3,377 7 Farmers $3,860 8 USAA $2,135 2022 Cadillac XT4 insurance rates
Rank Company Average annual premium 1 Travelers $1,732 2 State Farm $1,908 3 GEICO $2,121 4 Nationwide $2,201 5 Progressive $2,505 6 Allstate $3,151 7 Farmers $3,679 8 USAA $2,065 2021 Cadillac XT4 insurance rates
Rank Company Average annual premium 1 Travelers $1,712 2 State Farm $1,856 3 Nationwide $2,106 4 GEICO $2,117 5 Progressive $2,493 6 Allstate $3,017 7 Farmers $3,501 8 USAA $1,971 2020 Cadillac XT4 insurance rates
Rank Company Average annual premium 1 Travelers $1,676 2 State Farm $1,881 3 GEICO $2,029 4 Nationwide $2,136 5 Progressive $2,420 6 Allstate $2,946 7 Farmers $3,363 8 USAA $1,894 2019 Cadillac XT4 insurance rates
Rank Company Average annual premium 1 Travelers $1,674 2 State Farm $1,868 3 GEICO $1,992 4 Nationwide $2,194 5 Progressive $2,359 6 Allstate $2,904 7 Farmers $3,247 8 USAA $1,813
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage