Your insurance decisions are important, and we guide you with clear, accurate information based on data, expertise and unbiased analysis.
- Editors with 20+ years in insurance
- Academic experts from top universities
- Industry data analysts
- 1B+ data points reviewed
- 290+ insurance companies analyzed
- 34,000+ ZIP codes compared
- Strict editorial standards
- Independent and unbiased
- Free of outside influence
That's how we built trust. Find out how we use data to create the best tools, rankings and rate comparisons. Learn more about our data and research methodologies.
Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Cadillac XT5 is $2,723 per year or $227 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Cadillac XT5 costs $2,723, whereas the 2024 Cadillac XT5 costs $2,724 annually. This is $1 more than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Cadillac XT5 at $1,708 per year.
Below, we'll look at Cadillac XT5 insurance rates and show you how to save.
Average insurance cost of Cadillac XT5 by model year
| Year of Cadillac XT5 model | Average cost to insure |
|---|---|
| 2025 | $2,723 |
| 2024 | $2,724 |
| 2023 | $2,692 |
| 2022 | $2,609 |
| 2021 | $2,521 |
Compare XT5 insurance rates by state
| Company | Average annual premium |
|---|---|
| Nationwide | $1,693 |
| State Farm | $1,966 |
| Travelers | $2,124 |
| UAIC | $2,626 |
| GEICO | $3,380 |
| Mercury Insurance | $3,599 |
| Progressive | $3,781 |
| Farmers | $3,973 |
| Allstate | $4,012 |
| AIG | $5,058 |
Cadillac XT5 insurance rates per year
2025 Cadillac XT5 insurance rates
Rank Company Average annual premium 1 Travelers $1,708 2 Nationwide $1,997 3 State Farm $2,317 4 GEICO $2,386 5 Progressive $2,672 6 Allstate $3,652 7 Farmers $3,918 8 USAA $1,939 2024 Cadillac XT5 insurance rates
Rank Company Average annual premium 1 Travelers $1,756 2 State Farm $2,123 3 Nationwide $2,176 4 GEICO $2,374 5 Progressive $2,788 6 Allstate $3,536 7 Farmers $3,931 8 USAA $2,202 2023 Cadillac XT5 insurance rates
Rank Company Average annual premium 1 Travelers $1,712 2 State Farm $2,054 3 Nationwide $2,184 4 GEICO $2,335 5 Progressive $2,690 6 Allstate $3,682 7 Farmers $3,914 8 USAA $2,216 2022 Cadillac XT5 insurance rates
Rank Company Average annual premium 1 Travelers $1,687 2 State Farm $2,021 3 Nationwide $2,221 4 GEICO $2,264 5 Progressive $2,647 6 Allstate $3,460 7 Farmers $3,753 8 USAA $2,114 2021 Cadillac XT5 insurance rates
Rank Company Average annual premium 1 Travelers $1,681 2 State Farm $1,986 3 Nationwide $2,192 4 GEICO $2,194 5 Progressive $2,581 6 Allstate $3,316 7 Farmers $3,594 8 USAA $2,032 2020 Cadillac XT5 insurance rates
Rank Company Average annual premium 1 Travelers $1,642 2 State Farm $1,968 3 GEICO $2,122 4 Nationwide $2,150 5 Progressive $2,537 6 Allstate $3,219 7 Farmers $3,420 8 USAA $1,960 2019 Cadillac XT5 insurance rates
Rank Company Average annual premium 1 Travelers $1,650 2 State Farm $1,987 3 GEICO $2,050 4 Nationwide $2,281 5 Progressive $2,469 6 Allstate $3,124 7 Farmers $3,276 8 USAA $1,977 2018 Cadillac XT5 insurance rates
Rank Company Average annual premium 1 Travelers $1,605 2 State Farm $1,943 3 GEICO $2,001 4 Nationwide $2,369 5 Progressive $2,411 6 Allstate $2,866 7 Farmers $3,132 8 USAA $1,865
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage