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Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

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Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.

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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Chevrolet Trax is $2,423 per year or $202 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Chevrolet Trax costs $2,423, whereas the 2024 Chevrolet Trax costs $2,392 annually. This is $31 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 Chevrolet Trax at $1,825 per year.

Below, we'll look at Chevrolet Trax insurance rates and show you how to save.

Average insurance cost of Chevrolet Trax by model year

Year of Chevrolet Trax modelAverage cost to insure
2025$2,423
2024$2,392
2022$2,310
2021$2,245
2020$2,201
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Compare Trax insurance rates by state

L O A D I N G
CompanyAverage annual premium
State Farm$2,009
Nationwide$2,336
Travelers$2,351
UAIC$2,607
GEICO$2,937
Mercury Insurance$3,336
Allstate$3,616
Progressive$3,958
Farmers$4,176
AIG$5,362

Chevrolet Trax insurance rates per year

2025

2025 Chevrolet Trax insurance rates

Average cost to insure $2,310
Annual cheapest rate $1,528
Available trims 1RS, 2RS, ACTIV, LS, LT
RankCompanyAverage annual premium
1Travelers$1,825
2GEICO$1,901
3State Farm$2,150
4Progressive$2,355
5Nationwide$2,632
6Allstate$2,847
7Farmers$3,243
8USAA$1,528
2024

2024 Chevrolet Trax insurance rates

Average cost to insure $2,287
Annual cheapest rate $1,615
Available trims 1RS, 2RS, ACTIV, LS, LT
RankCompanyAverage annual premium
1Travelers$1,842
2GEICO$1,884
3State Farm$2,022
4Progressive$2,346
5Nationwide$2,711
6Allstate$2,775
7Farmers$3,103
8USAA$1,615
2022

2022 Chevrolet Trax insurance rates

Average cost to insure $2,235
Annual cheapest rate $1,742
Available trims LS, LT
RankCompanyAverage annual premium
1GEICO$1,770
2Travelers$1,853
3State Farm$1,884
4Progressive$2,061
5Nationwide$2,745
6Allstate$2,784
7Farmers$3,042
8USAA$1,742
2021

2021 Chevrolet Trax insurance rates

Average cost to insure $2,169
Annual cheapest rate $1,590
Available trims LS, LT
RankCompanyAverage annual premium
1GEICO$1,762
2Travelers$1,790
3State Farm$1,912
4Progressive$2,014
5Allstate$2,646
6Nationwide$2,725
7Farmers$2,912
8USAA$1,590
2020

2020 Chevrolet Trax insurance rates

Average cost to insure $2,122
Annual cheapest rate $1,533
Available trims LS, LT, Premier
RankCompanyAverage annual premium
1GEICO$1,729
2Travelers$1,732
3State Farm$1,821
4Progressive$1,989
5Allstate$2,624
6Nationwide$2,735
7Farmers$2,812
8USAA$1,533
2019

2019 Chevrolet Trax insurance rates

Average cost to insure $2,058
Annual cheapest rate $1,482
Available trims LS, LT, Premier
RankCompanyAverage annual premium
1GEICO$1,669
2Travelers$1,698
3State Farm$1,791
4Progressive$1,947
5Allstate$2,586
6Nationwide$2,591
7Farmers$2,702
8USAA$1,482
2018

2018 Chevrolet Trax insurance rates

Average cost to insure $2,010
Annual cheapest rate $1,429
Available trims LS, LT, Premier
RankCompanyAverage annual premium
1GEICO$1,645
2Travelers$1,653
3State Farm$1,734
4Progressive$1,997
5Allstate$2,487
6Nationwide$2,495
7Farmers$2,638
8USAA$1,429

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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