Condo insurance in Frisco, TX

Average cost of condo insurance in Frisco

The average cost of condo insurance (HO-6) in Frisco is $824 per year, or $69 per month for $40,000 in personal property coverage and $100,000 in liability protection with a $1,000 deductible.

However, insurance rates vary depending on your location in the city, the company and the coverage limits. The highest average rate for condo insurance in Frisco is $1,298, $842 more than the lowest average rate of $456.

Average annual cost	$824
Average per month cost	$69
Highest average rate	$1,298
Lowest average rate	$456

Read our methodology

Cheapest condo insurance in Frisco

The most affordable condo insurance company in Frisco is Farmers, with an average yearly cost of $456. The second most affordable option is Allstate, with an average annual rate of $534.

These rates are only averages, so it's a good idea to compare quotes from different companies to find the best option for your needs.

Company	Average annual premium	Average monthly premium
Farmers	$456	$38
Allstate	$534	$45
State Farm	$570	$48
Progressive	$843	$70
Nationwide	$1,256	$105
USAA	$1,055	$88

Read our methodology

Condo insurance cost in Frisco compared with the state average

Condo insurance costs an average of $824 per year in Frisco. That's $31 less expensive than the state average of $855.

City average cost	$824
State average cost	$855

Read our methodology

Condo insurance cost in Frisco by coverage level

Many factors affect the cost of your HO-6 insurance. One is the area you live in, and another important factor is how much personal property coverage you choose. Generally, the higher your coverage limit, the more expensive your condo insurance will be.

For instance, the average annual rate for personal property coverage of $40,000 is $824 or $69 per month.

Condo insurance rates in Frisco with $100,000 liability

The following table shows the cost of condo insurance for four coverage levels with a liability limit of $100,000 and $1,000 deductible.

Coverage	Average annual rate	Average per month rate
$40,000	$824	$69
$60,000	$945	$79
$80,000	$1,057	$88
$100,000	$1,162	$97

Read our methodology

Condo insurance cost in Frisco with $300,000 liability

The following table shows the cost of condo insurance for four coverage levels with a liability limit of $300,000 and $1,000 deductible.

Coverage	Average annual rate	Average per month rate
$40,000	$838	$70
$60,000	$958	$80
$80,000	$1,070	$89
$100,000	$1,175	$98

Read our methodology

Methodology

Insurance.com compared condo insurance rates provided by Quadrant Information Services from 2023 for around 29,000 cities in all states and Washington D.C for multiple coverage levels. The content has been updated for 2025.