Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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If you own a Volkswagen Golf or are planning to buy one, you'll want to know what insurance is likely to cost. Insurance costs can vary widely depending on your vehicle's model year, trim, driving history, and where you live.
There's a car insurance rates by model tool below that lets you enter your state, model year, and other details to get personalized estimates. It helps you compare rates from numerous carriers side by side, so you can find insurance policy that balances coverage and cost, helping you save money.
Keep reading to learn more about the average insurance rates for Volkswagen Golf by model year and by company.
Average insurance cost of Volkswagen Golf by model year
| Year of Volkswagen Golf model | Average cost to insure |
|---|---|
| 2021 | $2,057 |
| 2020 | $2,008 |
| 2019 | $2,006 |
| 2018 | $1,906 |
| 2017 | $1,839 |
Compare Golf insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 2WD 4 Door Hatchback Automatic Turbo | $2,060 |
| State Farm | 2WD 4 Door Hatchback Manual Turbo | $2,060 |
| Nationwide | 2WD 4 Door Hatchback Manual Turbo | $2,236 |
| Nationwide | 2WD 4 Door Hatchback Automatic Turbo | $2,251 |
| GEICO | 2WD 4 Door Hatchback Automatic Turbo | $2,464 |
| GEICO | 2WD 4 Door Hatchback Manual Turbo | $2,464 |
| Progressive | 2WD 4 Door Hatchback Automatic Turbo | $2,627 |
| Progressive | 2WD 4 Door Hatchback Manual Turbo | $2,627 |
| Allstate | 2WD 4 Door Hatchback Automatic Turbo | $4,222 |
| Allstate | 2WD 4 Door Hatchback Manual Turbo | $4,222 |
Volkswagen Golf insurance rates per year
2021 Volkswagen Golf insurance rates
Rank Company Average annual premium 1 GEICO $1,698 2 State Farm $1,725 3 Nationwide $1,816 4 Progressive $1,998 5 Farmers $2,502 6 Allstate $2,605 2020 Volkswagen Golf insurance rates
Rank Company Average annual premium 1 State Farm $1,634 2 GEICO $1,654 3 Nationwide $1,916 4 Progressive $1,935 5 Farmers $2,416 6 Allstate $2,491 2019 Volkswagen Golf insurance rates
Rank Company Average annual premium 1 GEICO $1,577 2 State Farm $1,689 3 Nationwide $1,957 4 Progressive $2,063 5 Farmers $2,348 6 Allstate $2,399 2018 Volkswagen Golf insurance rates
Rank Company Average annual premium 1 State Farm $1,489 2 GEICO $1,564 3 Nationwide $1,912 4 Progressive $1,969 5 Allstate $2,233 6 Farmers $2,269 2017 Volkswagen Golf insurance rates
Rank Company Average annual premium 1 State Farm $1,472 2 GEICO $1,512 3 Nationwide $1,640 4 Progressive $1,891 5 Farmers $2,188 6 Allstate $2,330
Volkswagen insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage