Ashlee Tilford Written by Ashlee Tilford
Managing Editor

Ashlee is a dynamic business writer and editor with a focus on personal finance. With an MBA and more than fourteen years in the finance industry, Ashlee brings a practical and relatable perspective to insurance topics. She is passionate about empowering others to achieve financial success and protect their assets. When Ashlee isn't writing and editing, she enjoys spending time with her partner, dog and chickens on their farm in Kentucky.


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Insurance.com research suggests that the cost of insuring a Volkswagen Golf is estimated to be around $2,068 annually or $172 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2023 Volkswagen Golf costs $2,068 per year, while its 2022 equivalent costs $1,834 per year.

Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.

Read on to learn in detail about these cost-effective auto policies for Volkswagen Golf.

Average insurance cost of Volkswagen Golf by model year

Year of Volkswagen Golf ModelAverage Cost to Insure
2023$2,068
2022$1,834
2021$1,595
2020$1,663
2019$1,697
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Compare Volkswagen Golf insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate4 Door Hatchback Turbo$2,389
Farmers4 Door Hatchback Turbo$2,355
Geico4 Door Hatchback Turbo$1,629
Nationwide4 Door Hatchback Turbo$2,669
Progressive4 Door Hatchback Turbo$1,539
State Farm4 Door Hatchback Turbo$1,587

Volkswagen Golf insurance rates per year

2023

2023 Volkswagen Golf insurance rates

Average cost to insure $2,068
Annual cheapest rate $1,440
Available trims 1.4T S, 1.8T S, GTI S, GTI SE
RankCompanyAverage annual premium
1State Farm$1,440
2Nationwide$1,586
3Geico$1,798
4Progressive$1,945
5Farmers$2,650
6Allstate$2,986
2022

2022 Volkswagen Golf insurance rates

Average cost to insure $1,834
Annual cheapest rate $1,134
Available trims 1.4T S, 1.8T S, GTI S, GTI SE
RankCompanyAverage annual premium
1State Farm$1,134
2Geico$1,294
3Nationwide$1,638
4Progressive$1,882
5Farmers$2,182
6Allstate$2,874
2021

2021 Volkswagen Golf insurance rates

Average cost to insure $1,595
Annual cheapest rate $993
Available trims 1.4T S, 1.8T S, GTI S, GTI SE
RankCompanyAverage annual premium
1State Farm$993
2Geico$1,244
3Progressive$1,274
4Nationwide$1,455
5Farmers$2,084
6Allstate$2,519
2020

2020 Volkswagen Golf insurance rates

Average cost to insure $1,663
Annual cheapest rate $1,210
Available trims 1.4T S, 1.8T S, GTI S, GTI SE
RankCompanyAverage annual premium
1Geico$1,210
2State Farm$1,218
3Progressive$1,562
4Nationwide$1,653
5Farmers$1,901
6Allstate$2,435
2019

2019 Volkswagen Golf insurance rates

Average cost to insure $1,697
Annual cheapest rate $1,172
Available trims 1.4T S, 1.8T S, GTI S, GTI SE
RankCompanyAverage annual premium
1Geico$1,172
2State Farm$1,242
3Nationwide$1,579
4Progressive$1,733
5Farmers$2,194
6Allstate$2,264
2018

2018 Volkswagen Golf insurance rates

Average cost to insure $1,720
Annual cheapest rate $1,231
Available trims 1.4T S, 1.8T S, GTI S, GTI SE
RankCompanyAverage annual premium
1Geico$1,231
2State Farm$1,256
3Nationwide$1,623
4Progressive$1,703
5Farmers$2,246
6Allstate$2,262
2017

2017 Volkswagen Golf insurance rates

Average cost to insure $1,635
Annual cheapest rate $1,128
Available trims 1.4T S, 1.8T S, GTI S, GTI SE
RankCompanyAverage annual premium
1Geico$1,128
2State Farm$1,186
3Nationwide$1,614
4Progressive$1,617
5Farmers$2,128
6Allstate$2,136
2016

2016 Volkswagen Golf insurance rates

Average cost to insure $1,636
Annual cheapest rate $1,113
Available trims 1.4T S, 1.8T S, GTI S, GTI SE
RankCompanyAverage annual premium
1Geico$1,113
2State Farm$1,205
3Progressive$1,577
4Nationwide$1,629
5Allstate$2,108
6Farmers$2,182
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