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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Volkswagen Golf GTI is $2,765 per year or $230 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Volkswagen Golf GTI costs $2,765, whereas the 2024 Volkswagen Golf GTI costs $2,787 annually. This is $22 more than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Volkswagen Golf GTI at $1,849 per year.
Below, we'll look at Volkswagen Golf GTI insurance rates and show you how to save.
Average insurance cost of Volkswagen Golf GTI by model year
| Year of Volkswagen Golf GTI model | Average cost to insure |
|---|---|
| 2025 | $2,765 |
| 2024 | $2,787 |
| 2023 | $2,677 |
| 2022 | $2,584 |
| 2021 | $2,450 |
Compare Golf GTI insurance rates by state
| Company | Average annual premium |
|---|---|
| Nationwide | $1,820 |
| State Farm | $2,188 |
| Travelers | $2,257 |
| UAIC | $2,650 |
| GEICO | $3,040 |
| Mercury Insurance | $3,066 |
| Progressive | $3,955 |
| Farmers | $4,140 |
| Allstate | $4,483 |
| AIG | $4,533 |
Volkswagen Golf GTI insurance rates per year
2025 Volkswagen Golf GTI insurance rates
Rank Company Average annual premium 1 Travelers $1,849 2 GEICO $2,239 3 Nationwide $2,262 4 State Farm $2,396 5 Progressive $2,512 6 Allstate $3,844 7 Farmers $3,952 8 USAA $2,152 2024 Volkswagen Golf GTI insurance rates
Rank Company Average annual premium 1 Travelers $1,847 2 Nationwide $2,155 3 GEICO $2,271 4 State Farm $2,281 5 Progressive $2,734 6 Allstate $3,659 7 Farmers $3,834 8 USAA $2,270 2023 Volkswagen Golf GTI insurance rates
Rank Company Average annual premium 1 Travelers $1,814 2 State Farm $2,109 3 Nationwide $2,161 4 GEICO $2,194 5 Progressive $2,443 6 Allstate $3,704 7 Farmers $3,753 8 USAA $2,245 2022 Volkswagen Golf GTI insurance rates
Rank Company Average annual premium 1 Travelers $1,770 2 State Farm $2,083 3 GEICO $2,086 4 Nationwide $2,103 5 Progressive $2,620 6 Allstate $3,444 7 Farmers $3,609 8 USAA $2,153 2021 Volkswagen Golf GTI insurance rates
Rank Company Average annual premium 1 Travelers $1,662 2 GEICO $1,927 3 State Farm $2,074 4 Progressive $2,235 5 Nationwide $2,416 6 Allstate $3,263 7 Farmers $3,432 8 USAA $1,949 2020 Volkswagen Golf GTI insurance rates
Rank Company Average annual premium 1 Travelers $1,651 2 GEICO $1,864 3 State Farm $2,020 4 Progressive $2,060 5 Nationwide $2,321 6 Allstate $3,097 7 Farmers $3,343 8 USAA $1,873 2019 Volkswagen Golf GTI insurance rates
Rank Company Average annual premium 1 Travelers $1,542 2 GEICO $1,820 3 State Farm $1,956 4 Nationwide $2,042 5 Progressive $2,289 6 Allstate $3,057 7 Farmers $3,204 8 USAA $1,792 2018 Volkswagen Golf GTI insurance rates
Rank Company Average annual premium 1 Travelers $1,614 2 GEICO $1,788 3 State Farm $1,851 4 Progressive $2,198 5 Nationwide $2,313 6 Allstate $2,774 7 Farmers $3,070 8 USAA $1,700
Volkswagen insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage