Ashlee Tilford Written by Ashlee Tilford
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Insurance.com research suggests that the cost of insuring a Volkswagen Passat is estimated to be around $1,675 annually or $140 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2022 Volkswagen Passat costs $1,675 per year, while its 2021 equivalent costs $1,632 per year.

Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.

Read on to learn in detail about these cost-effective auto policies for Volkswagen Passat.

Average insurance cost of Volkswagen Passat by model year

Year of Volkswagen Passat ModelAverage Cost to Insure
2022$1,675
2021$1,632
2020$1,671
2019$1,709
2018$1,643
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Compare Volkswagen Passat insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate4 Door Sedan Turbo$2,845
Farmers4 Door Sedan Turbo$3,232
Geico4 Door Sedan Turbo$1,667
Nationwide4 Door Sedan Turbo$2,498
Progressive4 Door Sedan Turbo$2,016
State Farm4 Door Sedan Turbo$1,408

Volkswagen Passat insurance rates per year

2022

2022 Volkswagen Passat insurance rates

Average cost to insure $1,675
Annual cheapest rate $1,189
Available trims R-Line, SE, SE R-Line, SEL
RankCompanyAverage annual premium
1State Farm$1,189
2Geico$1,291
3Nationwide$1,592
4Progressive$1,699
5Farmers$1,965
6Allstate$2,315
2021

2021 Volkswagen Passat insurance rates

Average cost to insure $1,632
Annual cheapest rate $1,111
Available trims R-Line, SE, SE R-Line, SEL
RankCompanyAverage annual premium
1State Farm$1,111
2Progressive$1,262
3Geico$1,298
4Nationwide$1,534
5Farmers$2,085
6Allstate$2,500
2020

2020 Volkswagen Passat insurance rates

Average cost to insure $1,671
Annual cheapest rate $1,271
Available trims R-Line, SE, SE R-Line, SEL
RankCompanyAverage annual premium
1Geico$1,271
2State Farm$1,293
3Nationwide$1,555
4Progressive$1,564
5Farmers$1,896
6Allstate$2,445
2019

2019 Volkswagen Passat insurance rates

Average cost to insure $1,709
Annual cheapest rate $1,271
Available trims R-Line, SE, SE R-Line, SEL
RankCompanyAverage annual premium
1Geico$1,271
2State Farm$1,283
3Nationwide$1,646
4Progressive$1,694
5Allstate$2,135
6Farmers$2,224
2018

2018 Volkswagen Passat insurance rates

Average cost to insure $1,643
Annual cheapest rate $1,185
Available trims R-Line, SE, SE R-Line, SEL
RankCompanyAverage annual premium
1Geico$1,185
2State Farm$1,283
3Nationwide$1,540
4Progressive$1,757
5Farmers$1,992
6Allstate$2,101
2017

2017 Volkswagen Passat insurance rates

Average cost to insure $1,654
Annual cheapest rate $1,161
Available trims R-Line, SE, SE R-Line, SEL
RankCompanyAverage annual premium
1Geico$1,161
2State Farm$1,275
3Nationwide$1,516
4Progressive$1,718
5Allstate$2,075
6Farmers$2,181
2016

2016 Volkswagen Passat insurance rates

Average cost to insure $1,627
Annual cheapest rate $1,138
Available trims R-Line, SE, SE R-Line, SEL
RankCompanyAverage annual premium
1Geico$1,138
2State Farm$1,227
3Nationwide$1,565
4Progressive$1,634
5Allstate$2,046
6Farmers$2,152
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