- Best condo insurance companies in Connecticut
- How much does condo insurance cost in Connecticut?
- Condo insurance rates in Connecticut by company and coverage level
- Condo insurance rates by company in Connecticut
- Compare condo insurance rates by city in Connecticut
- Methodology
- Compare Connecticut condo insurance rates with other states
Best condo insurance companies in Connecticut
Based on our analysis, Chubb Ltd is the best condo insurance company in Connecticut among many options. Our insurance experts evaluated pricing and ratings from trusted sources, including the National Association of Insurance Commissioners (NAIC) and AM Best.
Here are the best condo insurance companies in Connecticut, based on our research.
| Company | Annual premium | AM Best rating | NAIC | Insurance.com rating |
|---|---|---|---|---|
| Chubb Ltd | $492 | A++ | 0.18 | |
| Amica Mutual | $504 | A+ | 0.23 | |
| American Family | $692 | A | 0.37 | |
| State Farm | $428 | A++ | 0.95 | |
| Allstate | $499 | A+ | 0.9 | |
| National General Insurance | $572 | A+ | 0.92 | |
| Farmers | $927 | A | 0.54 | |
| Travelers | $1,153 | A++ | 0.54 |
How much does condo insurance cost in Connecticut?
The average cost of condo insurance in Connecticut is $646 per year, or $54 per month. This is based on a policy with $60,000 in personal property coverage, $300,000 in liability coverage, and a $1,000 deductible. Your actual premium will be higher or lower depending on factors such as your location, selected coverage limits, deductible amount, and other considerations.
To secure the lowest rate, compare quotes from multiple insurance providers and choose the policy that best meets your needs.
| Average annual premium | $646 |
| Average monthly premium | $54 |
Condo insurance rates in Connecticut by company and coverage level
State Farm offers the lowest condo insurance rates in Connecticut for coverage limits of $60,000 for personal property and $300,000 for liability with a $1,000 deductible.
The second most affordable option is Chubb Ltd at $492 per year. However, prices will vary depending on the coverage level you choose.
The table below shows condo insurance rates from top companies at different coverage levels.
| Company | $40,000 contents/$100,000 liability | $40,000 contents/$300,000 liability | $60,000 contents/$100,000 liability | $60,000 contents/$300,000 liability | $80,000 contents/$100,000 liability | $80,000 contents/$300,000 liability | $100,000 contents/$100,000 liability | $100,000 contents/$300,000 liability |
|---|---|---|---|---|---|---|---|---|
| Allstate | $377 | $412 | $464 | $499 | $550 | $585 | $638 | $673 |
| American Family | $557 | $565 | $684 | $692 | $812 | $820 | $939 | $947 |
| Amica Mutual | $421 | $426 | $499 | $504 | $586 | $591 | $657 | $662 |
| Chubb Ltd | $325 | $402 | $415 | $492 | $507 | $584 | $594 | $671 |
| Farmers | $730 | $760 | $897 | $927 | $1,033 | $1,063 | $1,175 | $1,205 |
| National General Insurance | $492 | $494 | $569 | $572 | $643 | $647 | $705 | $709 |
| State Farm | $359 | $368 | $419 | $428 | $467 | $476 | $511 | $520 |
| Travelers | $961 | $987 | $1,121 | $1,153 | $1,258 | $1,294 | $1,440 | $1,484 |
| USAA | $553 | $553 | $611 | $611 | $663 | $663 | $711 | $711 |
Condo insurance rates by company in Connecticut
The most affordable company is State Farm, with Chubb and Allstate ranking as the second and third cheapest. Since condo insurance rates in Connecticut vary by company, it is important to compare quotes to find the best deal.
The table below lists the condo insurance rates from major companies in Connecticut.
| Company | Average annual rate | Average monthly rate |
|---|---|---|
| State Farm | $428 | $36 |
| Chubb Ltd | $492 | $41 |
| Allstate | $499 | $42 |
| Amica Mutual | $504 | $42 |
| National General Insurance | $572 | $48 |
| American Family | $692 | $58 |
| Farmers | $927 | $77 |
| Travelers | $1,153 | $96 |
| USAA | $611 | $51 |
Compare condo insurance rates by city in Connecticut
Condo insurance rates in Connecticut vary by city, with factors such as weather and crime rates influencing pricing. To find the most affordable and reliable condo insurance in your city, take these factors into account and compare quotes from multiple insurance companies.
City Annual insurance premium
Methodology
Insurance.com compared condo insurance rates provided by Quadrant Information Services across all 50 states and Washington, D.C.
Average condo insurance rates are based on:
- $60,000 in personal property coverage
- $300,000 in liability coverage
- $1,000 deductible
- Good credit
Rates were also fielded at varying personal property and liability coverage levels for comparison.
Compare Connecticut condo insurance rates with other states
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