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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw M850I is $3,751 per year or $313 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Bmw M850I costs $3,751 per year, whereas the 2019 Bmw M850I costs $3,120 annually. State Farm offers the cheapest annual rate for 2020 Bmw M850I $2,156 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Bmw M850I by model year
Graph
Table
Year of Bmw M850I ModelAverage Cost to Insure
2020$3,751
2019$3,120

Compare BMW M850i Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2 Door Convertible Turbo$1,968$718$632
Geico2 Door Convertible Turbo$1,436$495$351
Farmers2 Door Convertible Turbo$4,392$986$847
Nationwide2 Door Convertible Turbo$2,893$1,152$843
Progressive2 Door Convertible Turbo$5,276$585$400
State Farm2 Door Convertible Turbo$1,960$843$598
Allstate2 Door Coupe Turbo$1,968$718$632
Geico2 Door Coupe Turbo$1,390$449$316
Farmers2 Door Coupe Turbo$4,392$986$847
Nationwide2 Door Coupe Turbo$2,893$1,152$843
Progressive2 Door Coupe Turbo$4,444$585$400
State Farm2 Door Coupe Turbo$1,960$843$598

2020 Bmw M850I Insurance Rates

Average Cost to Insure $3,751
Annual Cheapest Rate $2,156
Available Trims XDrive
RankCompaniesAverage Premium
1State Farm$2,156
2Progressive$2,885
3Geico$3,271
4Nationwide$3,965
5Farmers$4,318
6Allstate$5,908

2019 Bmw M850I Insurance Rates

Average Cost to Insure $3,120
Annual Cheapest Rate $2,239
Available Trims XDrive
RankCompaniesAverage Premium
1State Farm$2,239
2Nationwide$2,626
3Allstate$2,640
4Geico$3,046
5Progressive$3,855
6Farmers$4,314

Compare BMW insurance rates by model

Make/ModelAnnual Rates
BMW I8$3,571/year
BMW Alpina$3,139/year
BMW 740I$2,619/year
BMW 440I$2,414/year
BMW 230I$2,015/year
BMW X3$1,760/year
BMW X1$1,641/year
BMW M4$2,924/year
BMW 530I$2,311/year
BMW 330I$2,104/year

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