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The average BMW M850i car insurance rate for 2021 is $3,718 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Missouri is the most expensive state for car insurance with an average insurance cost of $8,169 a year, whereas Vermont has the lowest BMW M850i insurance rates for full coverage, with an annual insurance cost of $2,317 on average for drivers aged 30.

Average insurance cost of Bmw M850I by model year
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Table
Year of Bmw M850I ModelAverage Cost to Insure
2020$3,751
2019$3,120

Compare BMW M850i Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2 Door Convertible Turbo$1,968$718$632
Geico2 Door Convertible Turbo$1,436$495$351
Farmers2 Door Convertible Turbo$4,392$986$847
Nationwide2 Door Convertible Turbo$2,893$1,152$843
Progressive2 Door Convertible Turbo$5,276$585$400
State Farm2 Door Convertible Turbo$1,960$843$598
Allstate2 Door Coupe Turbo$1,968$718$632
Geico2 Door Coupe Turbo$1,390$449$316
Farmers2 Door Coupe Turbo$4,392$986$847
Nationwide2 Door Coupe Turbo$2,893$1,152$843
Progressive2 Door Coupe Turbo$4,444$585$400
State Farm2 Door Coupe Turbo$1,960$843$598

2020 Bmw M850I Insurance Rates

Average Cost to Insure $3,751
Annual Cheapest Rate $2,156
Available Trims XDrive
RankCompaniesAverage Premium
1State Farm$2,156
2Progressive$2,885
3Geico$3,271
4Nationwide$3,965
5Farmers$4,318
6Allstate$5,908

2019 Bmw M850I Insurance Rates

Average Cost to Insure $3,120
Annual Cheapest Rate $2,239
Available Trims XDrive
RankCompaniesAverage Premium
1State Farm$2,239
2Nationwide$2,626
3Allstate$2,640
4Geico$3,046
5Progressive$3,855
6Farmers$4,314

Compare BMW insurance rates by model

Make/ModelAnnual Rates
BMW I8$3,571/year
BMW Alpina$3,139/year
BMW 740I$2,619/year
BMW 440I$2,414/year
BMW 230I$2,015/year
BMW X3$1,760/year
BMW X1$1,641/year
BMW M4$2,924/year
BMW 530I$2,311/year
BMW 330I$2,104/year

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