Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
Last updated :
Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure an Audi A4 is $3,004 per year or $250 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Audi A4 costs $3,004, whereas the 2023 Audi A4 costs $2,974 annually. This is $30 less than the 2024 rates.
Nationwide offers the cheapest annual rate for 2024 Audi A4 at $2,058 per year.
Below, we'll look at Audi A4 insurance rates and show you how to save.
Average insurance cost of Audi A4 by model year
| Year of Audi A4 model | Average cost to insure |
|---|---|
| 2024 | $3,004 |
| 2023 | $2,974 |
| 2022 | $2,872 |
| 2021 | $2,802 |
| 2020 | $2,734 |
Compare A4 insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| Nationwide | 4WD 4 Door Sedan DOHC Turbo Hybrid | $2,201 |
| State Farm | 4WD 4 Door Sedan DOHC Turbo Hybrid | $2,443 |
| GEICO | 4WD 4 Door Sedan DOHC Turbo Hybrid | $2,866 |
| Progressive | 4WD 4 Door Sedan DOHC Turbo Hybrid | $3,187 |
| Allstate | 4WD 4 Door Sedan DOHC Turbo Hybrid | $5,175 |
Audi A4 insurance rates per year
2024 Audi A4 insurance rates
Rank Company Average annual premium 1 Nationwide $2,058 2 State Farm $2,387 3 GEICO $2,627 4 Progressive $3,050 5 Farmers $3,655 6 Allstate $4,246 2023 Audi A4 insurance rates
Rank Company Average annual premium 1 Nationwide $2,295 2 State Farm $2,348 3 GEICO $2,586 4 Progressive $2,936 5 Farmers $3,543 6 Allstate $4,135 2022 Audi A4 insurance rates
Rank Company Average annual premium 1 State Farm $2,246 2 Nationwide $2,312 3 GEICO $2,485 4 Progressive $2,875 5 Farmers $3,463 6 Allstate $3,853 2021 Audi A4 insurance rates
Rank Company Average annual premium 1 State Farm $2,298 2 Nationwide $2,329 3 GEICO $2,428 4 Progressive $2,786 5 Farmers $3,346 6 Allstate $3,627 2020 Audi A4 insurance rates
Rank Company Average annual premium 1 State Farm $2,132 2 GEICO $2,240 3 Progressive $2,677 4 Nationwide $2,813 5 Farmers $3,044 6 Allstate $3,496 2019 Audi A4 insurance rates
Rank Company Average annual premium 1 State Farm $1,932 2 GEICO $2,152 3 Progressive $2,573 4 Nationwide $2,819 5 Farmers $2,901 6 Allstate $3,357 2018 Audi A4 insurance rates
Rank Company Average annual premium 1 State Farm $1,944 2 GEICO $2,073 3 Progressive $2,419 4 Nationwide $2,741 5 Farmers $2,820 6 Allstate $3,079 2017 Audi A4 insurance rates
Rank Company Average annual premium 1 State Farm $1,888 2 GEICO $1,994 3 Nationwide $2,179 4 Progressive $2,344 5 Farmers $2,663 6 Allstate $2,866
Audi insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage