Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring an Audi A4 is $2,574 per year or $214 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Audi A4 costs $2,574 per year, whereas the 2022 Audi A4 costs $2,232 annually. State Farm offers the cheapest annual rate for 2023 Audi A4 at $1,796 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Audi A4 by model year

Year of Audi A4 ModelAverage Cost to Insure
2023$2,574
2022$2,232
2021$2,123
2020$2,077
2019$2,276
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Compare Audi A4 insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate4 Door Sedan Turbo$3,259
Farmers4 Door Sedan Turbo$4,121
Geico4 Door Sedan Turbo$1,939
Nationwide4 Door Sedan Turbo$2,978
Progressive4 Door Sedan Turbo$2,323
State Farm4 Door Sedan Turbo$1,506

Audi A4 insurance rates per year

2023

2023 Audi A4 insurance rates

Average cost to insure $2,574
Annual cheapest rate $1,796
Available trims 2.0 TFSI Quattro Premium SOA, 2.0T Premium, 2.0T Premium Plus, 2.0T Prestige, 2.0T Quattro Premium Plus, 2.0T Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,796
2Nationwide$1,978
3Geico$2,331
4Progressive$2,335
5Farmers$3,029
6Allstate$3,973
2022

2022 Audi A4 insurance rates

Average cost to insure $2,232
Annual cheapest rate $1,507
Available trims 2.0 TFSI Quattro Premium SOA, 2.0T Premium, 2.0T Premium Plus, 2.0T Prestige, 2.0T Quattro Premium Plus, 2.0T Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,507
2Geico$1,837
3Nationwide$1,880
4Progressive$2,295
5Farmers$2,445
6Allstate$3,430
2021

2021 Audi A4 insurance rates

Average cost to insure $2,123
Annual cheapest rate $1,338
Available trims 2.0 TFSI Quattro Premium SOA, 2.0T Premium, 2.0T Premium Plus, 2.0T Prestige, 2.0T Quattro Premium Plus, 2.0T Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,338
2Progressive$1,729
3Geico$1,767
4Nationwide$1,869
5Farmers$2,481
6Allstate$3,556
2020

2020 Audi A4 insurance rates

Average cost to insure $2,077
Annual cheapest rate $1,513
Available trims 2.0 TFSI Quattro Premium SOA, 2.0T Premium, 2.0T Premium Plus, 2.0T Prestige, 2.0T Quattro Premium Plus, 2.0T Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,513
2Geico$1,621
3Nationwide$1,882
4Progressive$2,051
5Farmers$2,166
6Allstate$3,229
2019

2019 Audi A4 insurance rates

Average cost to insure $2,276
Annual cheapest rate $1,605
Available trims 2.0 TFSI Quattro Premium SOA, 2.0T Premium, 2.0T Premium Plus, 2.0T Prestige, 2.0T Quattro Premium Plus, 2.0T Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,605
2Geico$1,789
3Nationwide$1,977
4Progressive$2,393
5Farmers$2,727
6Allstate$3,162
2018

2018 Audi A4 insurance rates

Average cost to insure $2,133
Annual cheapest rate $1,485
Available trims 2.0 TFSI Quattro Premium SOA, 2.0T Premium, 2.0T Premium Plus, 2.0T Prestige, 2.0T Quattro Premium Plus, 2.0T Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,485
2Geico$1,578
3Nationwide$2,077
4Progressive$2,338
5Farmers$2,585
6Allstate$2,736
2017

2017 Audi A4 insurance rates

Average cost to insure $2,093
Annual cheapest rate $1,481
Available trims 2.0 TFSI Quattro Premium SOA, 2.0T Premium, 2.0T Premium Plus, 2.0T Prestige, 2.0T Quattro Premium Plus, 2.0T Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,481
2Geico$1,522
3Nationwide$2,083
4Progressive$2,287
5Farmers$2,529
6Allstate$2,658
2016

2016 Audi A4 insurance rates

Average cost to insure $2,032
Annual cheapest rate $1,434
Available trims 2.0 TFSI Quattro Premium SOA, 2.0T Premium, 2.0T Premium Plus, 2.0T Prestige, 2.0T Quattro Premium Plus, 2.0T Quattro Prestige
RankCompanyAverage annual premium
1State Farm$1,434
2Geico$1,499
3Nationwide$1,958
4Progressive$2,197
5Allstate$2,443
6Farmers$2,658

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